EC Finance

image of EC Finance
image of EC Finance

About – EC Finance

Since 2005, EC Finance has been providing short term, personal and cash loans to South Africans.

We specialise in working with blacklisted individuals from all over the country.

Achieve your goals & enjoy a better life.

We are here to provide effective and affordable micro finance to help you achieve your financial goals and enjoy a better life.

You can take advantage of our special cell phone deals designed exclusively for blacklisted individuals. You can get a brand new cell phone easily and quickly.

You can use our loan calculators to ensure that you can afford the loan which you consider using.

We will work with you to provide all details and explain everything in depth.

Services – EC Finance

The instant loans online have several advantages over the loans available from banks.

You get to apply in minutes and get quick approval.

Cash is transferred to you immediately upon approval.

The online loans require no collateral and involve no credit check. They are available to all South Africans who earn a salary income irrespective of their credit history.

You can choose from different types of online loans from payday ones to consolidation loans depending on your needs and requirements.

You just need to stick to companies that have a proven track record and offer competitive interest rates and affordable repayment options.


Summary of Services

  • Instant Loans 
  • Short-term Loans
  • Fast Loans 
  • Cash Loans 
  • Personal Loans 
  • Quick Loans


EC Finance Instant Cash Loans - What Is Their Quality

Any person can end up in a cash crunch. The question is how quickly and effectively you can resolve the problem.

It pays off to consider different solutions and their quality. Read this EC Finance instant cash loans review to evaluate them and to decide on their usefulness to you.

EC Finance is a micro lender with over 7 years of experience.

It has very good reputation and solid presence in the market. It operates online as well as from a traditional office. You can expect a customer service of good quality.

How quickly can you get EC Finance’s “instant” loans?

You can apply online and this takes no more than 10 minutes. The maximum time for approval is 6 hours. This is not the fastest approval time, but it is quite good.

You will not have to wait for days to hear from the lender. Once you are approved, you will be sent the loan agreement. If you sign it and send it to the lender by fax, you can have the granted amount paid out to you on the same day.

The whole process is quite quick.

With this lender, you can borrow cash loans from R1000 and R50 000. The maximum loan amount is much higher than what you will get with other micro lenders offering instant credit facilities to private persons.

You can use the loan not only in a cash emergency, but also for making a major purchase or improve your house.

With the EC Finance instant cash loans, the repayment term is typically between 2 and 5 years. You can readily pick the term which is most suitable for you depending on your ability to repay the loan. The APR is between 32.1% and 60%. It includes fees and VAT.

The range is so large because the company offers online loans to all types of borrowers including blacklisted people.

In general, the loans are easily accessible and fairly affordable even though they do not have the lowest rates around.

The verdict of this review is that the EC Finance instant cash loans are speedy and easy to get. They are fairly affordable to repay as well.

 Contact Details

Victoria St, Zoo Park, Cape Town, 7570, South Africa
Ph: 087 943 2500 / 021 200 6010
Fx: 086 525 8611

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –