Rating based on 3 reviews

Lamna Financial


  • Expert Bridging Finance
  • Secured Loans
  • A streamlined process

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Lamna Financial homepage

Author Lamna Financial. Screenshot of Lamna Financial website. [Accessed June 10, 2020]

About Lamna Financial

We’re a finance company that focuses on short-term, asset-backed transactions for high networth individuals.

We’re accredited and fully compliant with the National Credit Act. We guarantee all our customers will receive a competitive short-term loan and the best service when dealing with us.

The Lamna Financial team

Our team is made up of a range of financial industry players including financial advisors, chartered accountants, lawyers, and trained appraisers. All our management and staff are trained to be able to deliver excellent customer service at the most competitive rates.

Why you should choose us

We charge higher interest than banks but you can always come to us when you need a loan and we’ll be willing to work with you. We supply quick loans much faster than banks, without all the red tape. And your process is completely discreet. We also allow you to extend your loan provided your payments are up to date.

Our loans require collateral, here’s why

Almost all our instant cash loans require collateral and we have our preferable assets. Our experts will evaluate your assets to determine their market value. We keep all our customers’ assets in a secure off-site location that’s under constant surveillance and take all reasonable steps to ensure top security is maintained.

The list of assets that we accept:

  • Artwork and antiques
  • Jewellery, gold, and diamonds
  • Luxury watches
  • Cars

Lamna Financial Services

Receive a loan, secured against your collateral, within 24 hours.

At Lamna Financial we make use of the latest technology to help us fast track your online loan application. We can offer you short-term, asset-based instant loans, ranging from R20,000 to as much as R10 million.

The types of finance you’ll be able to access

We have a wide range of instant loans available to South Africans. Bring your valuable asset and receive the amount you need.

Property bridging finance

We offer bridging finance against property sales of up to 75% of the available funds on transfer. In South Africa selling a property might take up to three months or, even longer.

During this time, you can turn to property bridging finance to help you “bridge” the gap. You can only apply once your property has been sold and the full purchase price is secured.

Movable asset loans

We offer a quick, transparent, and completely discreet process. We offer immediate approval and assets are returned upon loan repayment.

RAF bridging finance

The RAF is designed to compensate road accident victims and their dependents. RAF can take months before they pay over funds. Legally, RAF payments can take up to 180 days.

While you’re still waiting you can get RAF bridging finance against the value of your claim. We can give you access to funds almost immediately so you can go on with your life.

Lamna Financial – Instant loan

  • Loan Type Instant loans

Benefits of Lamna Financial

  • Short-term bridging finance
  • Secured bridging finance

Instant loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

A quick, professional, and completely discreet process

Our bridging finance application is quick, and you can receive your funds within 24 hours of making a loan application.

To apply, you need to complete and submit the online loan application form, providing as much detail as possible about the item(s) you want to use as collateral.

What can you expect when you apply

When you apply for a loan, we appraised the market value of the asset you supply. Our loan offer will be based on the asset’s value. When you decide to proceed with a loan offer, we will complete the relevant paperwork, take your asset to our storage site, and transfer the loan to your account.

Steps to apply for bridging finance

Following these steps will secure the instant loan you need. We do not keep any of our clients waiting.

Step 1 - Apply online or telephonically

You can apply for a loan by visiting our official website at any time. You can also call us to make an application, however, we only take calls during working hours. Once you've submitted your application we'll get back to you with an offer.

Step 2 - we need your asset for appraisal

Make an appointment to visit us in-store where we’ll perform an appraisal of the asset you want to use as collateral and make a final personal loan offer.

Step 3 - we reach an agreement and you receive your funds

We’ll send you the contract which we’ll need you to sign once you agree with the terms. You’ll sign and provide a copy of your ID and proof of residence. We’ll immediately transfer funds into your account.

Get hold of us

You can get hold of us by visiting our website or calling us. You can also leave a message on our website and we’ll call you as soon as possible.

man holding thumbs up

Lamna Financial is a trusted & reliable provider of instant loans

In our review, Lamna Financial adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Lamna Financial is a registered credit provider in South Africa: NCRCP7428

Customer Reviews & Testimonials

August 2019

I was involved in a car accident. RAF took the time to compensate me. If it were not for Lamna Financial I would be able to cover my hospital costs.

Lian I
— Eastern Cape —

April 2019

Lamna Financial has made the waiting period much easier. We are no longer become stressed while we are waiting for the funds from selling a house.

Mandla N
— KwaZulu Natal —

November 2019

I am so happy with the help I received when I called Lamna Financial. The consultant was so helpful.

Mike J
— Free State —

Lamna Financial Contact

Contact Number



Physical Address

  • Office 201A, Soho On Strand Building, 128 Strand St Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed