Rating based on 18 reviews

Nedbank Loans

  • Quick loans up to R300,000
  • Low-interest starting from 12.50%
  • Repayment up to 60 months

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Nedbank homepage
Author Nedbank. Screenshot of Nedbank website.
[Accessed December 9, 2022]

About Nedbank

It's certainly possible to achieve growth, even in a complicated economic situation, as long as you have a reliable local banking partner on your side.

Nedbank is dedicated to serving large companies and organizations in the public sector with its expertise and innovative finance solutions.

A team of financial experts on your side

Nedbank's team of highly qualified and experienced financial experts works with each client individually. They offer a comprehensive and efficient solution that will bring high returns while keeping risk low.

This FSP is the best in all their areas of expertise including financing, deposits, transactions, online banking and investments. With Nedbank, you can achieve all the goals which you set and go even further than you ever dreamed possible. 

Nedbank is a lender you can trust

The bank has a long history, professionally trained, and experienced staff, and highly competitive products. You can expect full assistance and complete transparency, as well as personal attention. You can choose this lender with complete confidence

Nedbank Services

Nedbank gives you quick access to funds in times of need.

They're dedicated to providing quick online loans for you to cover emergency bills, make a major purchase or pay for a family holiday.

Affordable loans from R2,000

Nedbank offers personal loans ranging from R2,000 to R300,000 with loans terms of 6 to 72 months.  Their Annual Percentage Rate (APR) maximum is 31.17% with the maximum interest sitting at 26.50%. 

Cover unexpected emergencies 

No matter what your need is, even when circumstances are difficult – Nedbank can make it possible.

If you've encountered a financial emergency, for instance unexpected medical bills that need to be paid, Nedbank can help with a quick loan. 

Nedbank can also help assist with an online loan for the purchasing of a second-hand vehicle and repairing or purchasing appliances.

Nedbank – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 12.50%
  • Loan Amount up to R300,000
  • Repayment 160 days to 60 months

Benefits of Nedbank

  • Payment relief options
  • Various loan options to choose from
  • Quick online application

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Nedbank: Quick & easy online loans

Nedbank strives to provide the fastest service in the industry while offering full commitment and attention to detail.

They have highly competitive interest rates and customisable repayment options. Enjoy the lifestyle that you want by partnering with Nedbank. 

Nedbank online loans – guaranteed to match your needs!

Speed is extremely important when you have to make an urgent purchase or pay for a bill that is way past due.

The credit product which you'll take out has to be affordable and easy to repay. Contact Nedbank to find out if these products meet all of your needs.

Apply online in just minutes

Quick loans from Nedbank are fairly fast to obtain. You can apply online, over the phone and in one of their branches. This kind of flexibility allows you to make the application whenever it's convenient for you. Your location is irrelevant.

The processing of the application is fast. If you're approved, the money will be sent to your bank account right after you sign the loan agreement. 

Nedbank provides less risk & more reward

Nedbank's quick loans are unsecured, so there's no immediate risk of losing an asset in the event that you fail to repay what you owe. You can borrow between R2,000 and R300,000 depending on your income and creditworthiness.

The amounts are sufficient for making various kinds of purchases and for covering many different types of quick cash expenses.

You get to select the repayment term. It can be from six months to six years. A longer-term will make the monthly payments smaller, but you'll pay more interest over time.

In general, the interest rates on these loans are quite competitive but are always individually determined based on the applicant's credit profile. As a South African, you're entitled to a free credit report once a year.

Basic eligibility requirements

To apply for a loan you must be over the age of 18 but under 65, must be a South African citizen or permanent resident and meet Nedbank's affordability requirements. You must be permanently employed and have a bank account where your salary is deposited. 

Those who are self-employed, and pensioners, are also welcome to apply. The minimum income required to qualify is R3,500. 

Have these documents on hand when you apply:

  • Your South African barcoded ID or Smartcard 
  • A recent payslip, employment contract or proof of pension  
  • 3 months' stamped bank statements 
man holding thumbs up

Nedbank is a trusted & reliable provider of quick loans

In our review, Nedbank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Nedbank is a registered credit provider in South Africa: NCRCP16

Customer Reviews & Testimonials

February 2019

I was so glad Nedbank came to my financial rescue when I needed it the most.

Patricia K
— Glen Vista —

April 2019

As soon as Nedbank responded on my loan application, I knew I made the right choice.

Luther G
— Richards Bay —

June 2019

Applying for an online Nedbank loan saved me so much time. I was done with ten minutes.

Robert M
— Nelspruit —

Nedbank Contact

Physical Address

Nedbank Universal Branch Code

  • 198765

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday 08:30 – 12:00
  • Sunday – Closed