Rating based on 35 reviews

Blink Finance

  • Bad credit loans up to R4,000
  • Apply online
  • Transparent online loans

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Blink Finance homepage
Author Blink Finance. Screenshot of Blink Finance website.
[Accessed December 9, 2022]

About Blink Finance

Get a bad credit loan up to R4000 in a blink. By using the latest technology, Blink Finance is ensuring credit solutions that are paperless, hassle-free, fast, and dependable.  

An accredited lender that abides by the National Credit Act and offers great rates to South Africans. They are driven by the needs of their customers and committed to providing second-to-none service, helping thousands to achieve financial freedom.

Choose Blink Finance

You can enjoy great customer service and a simplified, quick, and easy online application process designed to suit your needs. They have a dedicated, expert support team that is highly trained, helpful, and friendly, ready to assist you, even if you have bad credit or no credit at all. They always put their clients first and you can apply for a loan 24 hours a day, 7 days a week by using their user-friendly online platform. This will allow you to choose a time that is most convenient for your schedule. 

Blink Finance Services

Whether you have a low credit score because you’ve never had credit or because you missed payments, Blink Finance will look beyond all that when they assess your application. 

Their short-term loans for bad credit are designed around the financial circumstances of customers. Having that said, you can rest assured that they will ensure you get an instalment that you’ll be able to afford. 

Access funds within 24hours 

Blink Finance can give you access to loans from R500 up to R8,000. These loans are repayable over 61 to 65 days and have a maximum APR of 38%. 

You can use these funds in whichever way you want or need to, whether it is for an emergency, a wedding, paying bills, or just for helping you through the last part of the month. 

Once approved, the funds will be paid directly into your bank account within 24 hours. But you can also receive an immediate payment if you pay a small service fee of R57.

Blink Finance – Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to R4,000
  • Decision Same day

Benefits of Blink Finance

  • Flexible short-term loans
  • Transparent online loans
  • A dedicated support team

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Flexible short-term loans within the same day

How to get a small loan with bad credit? – easy approval, apply within minutes.

Take back control of your finances

Apply in minutes with their transparent online loan application process. You will need to be employed, receive a consistent salary, and pass their credit check and assessment.

Have the following ready:

  • Your contact information
  • Physical address
  • Postal address
  • Employer details
  • Your income
  • Your expenses
  • Banking details

Tip: They consider various factors before determining eligibility. As long as you can repay the amount borrowed, they will happily consider your application. Once your income and expenses have been verified by their team, your loan will be granted. Once approved, you can either choose to receive the funds within 24 hours or pay a small service fee to receive it immediately. 

For more information about their loans, interest, and applicable fees, you can contact them or visit their homepage. By entering your South African ID number and agreeing to the terms and conditions you can also receive an instant answer.

Benefits of applying for a loan with Blink Finance 

  • You will be dealing with a trustworthy, transparent, and reliable lender – no hidden costs and fees
  • A quick and easy application process
  • Access to funds within 24 hours, or immediately
  • Flexible quick loans
  • Access to friendly and helpful support
  • A trusted lender – safe and secure loans
  • You don’t have to use your assets to secure a loan
  • Competitive rates.
  • They look much further than just your credit history and have been accepting people with bad credit scores
man holding thumbs up

Blink Finance is a trusted & reliable provider of bad credit loans

In our review, Blink Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Blink Finance is a registered credit provider in South Africa: NCRCP 12599

Customer Reviews & Testimonials

June 2019

I received a cancellation letter from the municipality threatening to cut off my tenant’s electricity if I don’t make a payment within 7 days, with Blink Finance I was able to make immediate paym...

Carol V
— Cape Town —

March 2020

I ran out of money for food as I needed to bake a cake for my son’s 10 birthday. Blink Finance was able to make a very stressful month have a great ending after all. Great service!

Jessy S
— Benoni —

May 2020

Amazing company, I will highly recommend, they are so fast. I am seriously impressed with them.

Dinesh N
— Durban —

Blink Finance Contact

Physical Address

  • Unit 15, Kingfisher Building, Hazeldean Office Park, Silverlakes Rd, Tyger Valley 0084 South Africa
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed