Rating based on 9 reviews


  • Bad credit loans up to R200,000
  • Low-interest starting from 24.75%
  • Repayment up to 72 months

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Hippo homepage
Author Hippo. Screenshot of Hippo website.
[Accessed December 9, 2022]

About Hippo

Hippo is a comparison site that brings you hundreds of results within seconds.

They aim to help you save and find the best deal among hundreds of options offered by trusted providers across South Africa.

They assess the credibility of all partners to ensure that they only bring you the best. Not only do they work with local South African lenders, but they also work with international companies. When you want to compare different lenders, choose Hippo!

Before you commit to it, Hippo it

Hippo is the number one comparison site. Not only do they compare banks, but they also compare insurance. Whether you need life insurance or car insurance, they do both and more. Hippo supplies quotes for any personal loans that you need. 

Hippo delivers a number of quotes across a range of categories so that you can find the best offers and save. There’s no need for you to phone other companies or explore different websites to find suitable bad credit loans, just add your specifications, and they’ll bring you suitable results.

What South Africans think of Hippo

Hippo has received an overall rating of 4,3 out of 5 for their services. These are all independent service ratings based on over 3000 verified views. Many of you feel that Hippo's services are quick and accurate.

Hippo is happy to be fulfilling its goals and delivering excellent service. They've built up a loyal base of customers over the years and will continue to strengthen these bonds. They want to build up and maintain trust with all of their customers. 

Hippo Services

Having bad credit does not mean you can’t access a loan.

Hippo offers bad credit loan comparisons to help you get you back on track. They offer debt review and assistance in retrieving credit reports so that they can see where you’re going wrong and help you fix it.

Hippo offers quotes for bad credit loans because they believe in second chances. They know that making mistakes is part and parcel of being human and that real power comes from admitting the mistake, and trying to fix it. 

Hippo's trusted partners

Hippo has over 40 trusted partners that deliver top-quality products and services. With such a wide range, they’re able to help you make the most out of their comparisons. Hippo's partners are some of the biggest names in their respective industries.

Partners include; Momentum Health, iWyze, Key Health, WesBank, Dial Direct, and Discovery Health. They're reputable and offer similar services, each with its own set of advantages and disadvantages. 

What Hippo has to offer

The best thing about Hippo is that they don’t offer you just one service. They offer insurance and loans and cover and a range of other services. From business and personal loans to house, car, life, and travel insurance - they’ve got you.

All of this on just one website - it does not get any better than that! You’ll be covered for all of these, and all you have to do is spend a few minutes on Hippo's website deciding which option is best for you. Simple and convenient for your satisfaction!

Hippo – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 24.75%
  • Loan Amount up to R200,000
  • Repayment 12 months to 72 months
  • Decision Same day

Benefits of Hippo

  • A wide panel of trusted lenders
  • No hidden fees
  • Get a quote in minutes

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Compare the best loan options from the most trusted lenders

Hippo offers you the best long and short-term loans through their trusted lenders.

It just takes 2 minutes to complete the form and compare different providers and offers. Your privacy is important to Hippo, and they won't check your credit history without your consent.

Hippo has a secure website and your information will not be misused in any way. They make use of an Entrust digital certificate to ensure that all of your information is encrypted and safe.

Hippo will never release any of your information to a third party. When you complete your loan application online through their site, you can rest assured that it's secure.

Why you should choose Hippo

Hippo wants to save you time as well as money. they save you time by comparing numerous companies that fall within your specifications, so you don’t have to do it manually. they save you money because you get to compare the difference in price between each company. 

Hippo has no hidden fees, and they safeguard all of your personal information. They're an unbiased comparison website and all results are ranked by price so the ultimate choice is yours to make.

Frequently asked questions

Clients want to know if they can refuse a loan offer. Hippo aims to bring you the best loans for bad credit to accommodate you but, in the end, it is ultimately your decision whether to approve an offer or not.

You're free to say no to any offer. Hippo will never force you to choose an option or offer, or exclude options based on what they think is best.

man holding thumbs up

Hippo is a trusted & reliable provider of bad credit loans

In our review, Hippo adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Hippo is a registered credit provider in South Africa: FSP16357

Customer Reviews & Testimonials

August 2019

There were so many comparisons to choose from

Stephanie K
— Bloemfontein —

April 2019

Hippo is such an efficient website

Darren N
— Pretoria —

November 2019

I got my insurance and loans all in one place

Tsepo G
— Durban —

Hippo Contact

Physical Address

  • Block A Steyn City Capital Park, Erling Rd Riverglen 2191 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed