Rating based on 9 reviews



  • Bad credit loans up to R200,000
  • Low-interest starting from 24.75%
  • Repayment up to 72 months

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Hippo homepage

Author Hippo. Screenshot of Hippo website. [Accessed June 8, 2020]

About Hippo

Hippo is a comparison site that brings you hundreds of results within seconds.

We’re here to help you save and find the best deal among hundreds of options offered by trusted providers across South Africa.

We assess the credibility of all of our partners to ensure that we only bring you the best. Not only do we work with local South African lenders, but we also work with international companies. When you want to compare different lenders, choose Hippo!

Before you commit to it, Hippo it

Hippo is the number one comparison site. Not only do we compare banks, but we also compare insurance. Whether you need life insurance or car insurance, we do both-and more. We supply quotes for any personal loans that you need. 

We deliver a number of quotes across a range of categories so that you can find the best offers and save. There’s no need for you to phone other companies or explore different websites to find suitable bad credit loans, just add your specifications, and we’ll bring you suitable results.

What South Africans think of our services

We’ve received an overall rating of 4,3 out of 5 for our services. These are all independent service ratings based on 3360 verified views. Many of you feel that our services are quick and accurate.

We’re happy to be fulfilling our goals and deliver excellent service. We have built up a loyal base of customers over the years and will continue to strengthen these bonds. We want to build up and maintain trust with all of our customers. 

Hippo Services

Having bad credit does not mean you can’t access a loan.

At Hippo, we offer bad credit loan comparisons to help you get you back on track. We offer debt counseling and assistance in retrieving credit reports so that we can see where you’re going wrong and help you fix it.

We offer quotes for bad credit loans because we believe in second chances. We know that making mistakes is part and parcel of being human, and that real power comes from admitting the mistake, and trying to fix it. 

Our trusted partners

At Hippo, we have over 40 trusted partners that deliver top quality products and services. With such a wide range, we’re able to help you make most out of our comparisons. Our partners are some of the biggest names in their industries.

Partners include; Momentum health, Old mutual, iwyze, Key health, WesBank, dial direct, and Discovery Health. We can’t name them all, but they're reputable and offer similar services, each with their own set of advantages and disadvantages. 

What we have to offer

The best thing about us is that we don’t offer you just one service. We offer insurance and loans and cover and a range of other services. From business and personal loans to house, car, life, and travel insurance-we’ve got you.

All of this on just one website-it does not get any better than that! You’ll be covered for all of these, and all you have to do is spend a few minutes on our website deciding which option is best for you. Simple and convenient for your satisfaction.

Hippo Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 24.75%
  • Loan Amount up to R200,000
  • Repayment 12 months to 72 months
  • Decision Same day

Benefits of Hippo

  • Bad credit loans of up to R200 000 available
  • A wide panel of trusted lenders
  • Years of lending experience
  • Quotes in minutes
  • Repayments between 12 and 72 months

Bad credit loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Secure the best loans from the most trusted lenders

Hippo offers you the best long and short-term loans through our most trusted lenders. It just takes 2 minutes to complete the form and compare different providers and offers. 

Your privacy is important to us, and we’ll not check your credit history without your consent. We have a secure website, and your information will not be misused in any way. We make use of an Entrust digital certificate to ensure that all of your information is encrypted and safe. We will never release any of your information to a third party. When you complete your online loan application through us, you can rest assured that it's secure.

Why you should choose us

At Hippo, we want to save you time as well as money. We save you time by comparing numerous companies that fall within your specifications, so you don’t have to do it manually. We save you money because you get to compare the difference in price between each company. 

We have no hidden fees, and we safeguard all of your personal information. We are an unbiased comparison website and all results are ranked by price so the ultimate choice is yours to make.

Frequently asked questions

Clients want to know if they can refuse a loan offer. We want to bring you the best loans for bad credit to accommodate you but, in the end, it is ultimately your decision. You are free to say no to any offer. Hippo will never force you to choose an option or offer, or exclude options based on what we think is best.

man holding thumbs up

Hippo is a trusted & reliable provider of bad credit loans

In our review, Hippo adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Hippo is a registered credit provider in South Africa: FSP16357

Customer Reviews & Testimonials

August 2019

There were so many comparisons to choose from

Stephanie K
— Bloemfontein —

April 2019

Hippo is such an efficient website

Darren N
— Pretoria —

November 2019

I got my insurance and loans all in one place

Tsepo G
— Durban —

Hippo Contact

Physical Address

  • Block A Steyn City Capital Park, Erling Rd Riverglen 2191 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed