Mulah Loans

• Bad credit loans up to R4,000
• Low-interest up to 38%
• Repayment up to 30 days

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Mulah works out a plan that suits your finacial needs

You may be in urgent need of cash and have no patience for red tape - which is why a lender like Mulah is in a better position to help you out than a bank. 

Should that be the case with you, please apply early and ensure that you have all documents ready for submission. If you're not in a hurry, you can apply during any time of the day or night and they'll process your loan application on the next day.

Repay your loan via debit order

People are usually busy with their day-to-day comings and goings. This is why Mulah Loans makes use of a debit order system for the loan repayments to be made. You don't have to leave work to pay off your loan and Mulah will also get their money on time. This way, everybody wins!

Why was my loan application rejected?

There are a number of reasons why Mulah may have turned down your online loan application. Most of the time, it's due to the fact that you already have too much debt or you don't meet the minimum affordability requirements.

When Mulah has all your original documents, they'll be able to determine your affordability and whether or not you can afford to take out a short-term loan online.

How do I qualify for a Mulah bad credit loan?

If you'd like to apply for credit, you need to complete Mulah's loan application which is available on their website. After you've submitted the application form, they'll verify your details. Once everything has been completed and found to be accurate, you'll have to sign a contract before the money will be paid out.

Problems can happen that may result in you failing to pay your loan for bad credit on time. Please inform your lender if you're having difficulties with your loan repayment.

There will be charges incurred in the case of late payments but it's always best to be open and honest and to let the lender work out an alternative arrangement to suit your situation.

Adhering to the rules set out by the National Credit Regulator

The National Credit Regulator makes strict provisions for clients and brokers to abide by. If you're late on your payments, your credit profile will be affected and it may take years before you're back in the green.

It's better to only apply for credit only if there's a serious need, and once approved, remember to adjust your budget to fit the instant loan in.

Mulah is a trusted & reliable provider of bad credit loans

In our review, Mulah adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Mulah is a registered credit provider in South Africa: NCRCP6092