Rating based on 6 reviews



  • Bad credit loans up to R250,000
  • Low-interest starting from 20%
  • Repayment up to 60 months

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Hoopla homepage

Author Hoopla. Screenshot of Hoopla website. [Accessed June 8, 2020]

About Hoopla

Do you need a loan but suffer from bad credit? This is where we can help you.

Hoopla Loans provides you with quick online loans that can be used for anything you desire. We offer loans from R100 to R250 000. These loans are paid straight into your bank account with no delays. We also have a very high approval rate, and we don’t need to know what you will be using the money for-that’s entirely up to you.

About our bad credit loans

Our bad credit loans are easy to apply for, and you can use your loan for any purpose. If you have a bad credit history, we can still help.

We recognize that you require access to cash and want to improve your credit record, and this is our way of helping you. 

These short-term loans will be paid directly into your account once you’ve signed the loan agreement. We help hundreds of people every single day and we’re ready to help you too. 

Our instant loan decision

When applying online with Hoopla Loans, your application is secure. Your details will not be used for other purposes such as third-party marketing.

We use our online platform to compare many lenders within seconds, for your benefit. This is a superior way for you to review loan prices and rates. 

It takes roughly 4 minutes to apply for a personal loan, and once approved, you can obtain your money within hours. Our services are exclusively available to South African citizens.

Hoopla Services

When applying with us, your details are protected. Our website is encrypted with the latest technology to keep your information safe and secure.

We check our safety systems daily to make sure that they’re still running smoothly. We’re a new-age online platform that’s here to help South Africans find bad credit loans that suit their needs. We have a panel of lenders that we’ve partnered with and are here to bring you the best options that suit your needs. As the intermediary, we don’t charge you any fees.

How much cash can you borrow?

You must know what kind of loan you need. Each loan type has a specific range. 

  • A payday loan offers from R100 to R8000. 
  • A personal loan is the next step up from the payday loan and offers from R8001 to R20 001.
  • A long-term loan would be the next tier up and offers from R20 001 to R250 000. 

As a client, it should be comforting to know that 84% of all our applicants get approved.

Types of loans we offer

Hoopla Loans brings you a wide variety of loans. From payday loans to personal loans, there is so much that we can provide. We offer bad credit loans, short-term loans, and long-term loans. These all have a value ranging from R100 up to R250 000. 

The repayment period also ranges from 1 month up to 5 years. These loans are ideal for emergencies and once-off payments. They can also be used to cover small costs throughout the month.

Hoopla Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 20112% p/a
  • Loan Amount up to R250,000
  • Repayment 2 months to 60 months
  • Decision Between 5 and 45 minutes

Benefits of Hoopla

  • Finance up to R250 000
  • Same day response to applications
  • Repayment periods between 1 and 30 days
  • Approval rate of 84%
  • 100% free to apply

Bad credit loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Bad credit loan eligibility and application process

To be eligible for a loan, you must be 18 years or older and be permanently employed.

You will not be able to apply for a loan if you do not meet these minimum requirements. The great thing about our platform being online is that you’ll get a response almost instantly after applying. If you get approved, you’ll most likely be notified online. If not, you'll be notified through email, SMS, or telephone. 

Why you should apply for a loan through Hoopla today

  • We offer finance to all. Even those with poor credit histories. 
  • With us, you enjoy a high chance of approval. 
  • Our monthly repayments are low, and our interest rates are reasonable. 
  • We are a 4-star rated company with a website that is 100% safe and secure. 

Our application process is easy and fast

All of our lenders are NCR licensed meaning they are licensed with the National Credit Regulator. They trade according to the laws set out and they offer same day loans.

Who can we help?

At Hoopla Loans, we know that everyone has a past, and we strongly believe that everyone deserves a second chance. Even if your credit record has seen better days, don’t worry. We will help you because that’s what we’re here for. 

It’s our wide panel of lenders that enables us to do this, when others simply can’t. To apply for one of our loans for bad credit you must be aged 18 or older, be permanently employed and be able to pass the lender’s affordability checks.

You will also need to submit a copy of your ID, proof of address, your payslips and bank statements.

Customer Reviews & Testimonials

November 2019

Best comparison website I’ve used

Louis O
— Cape Town —

February 2019

Great prices and rates

Arnold F
— Bloemfontein —

June 2019

It was a very easy website to use

Sinovuyo E
— Polokwane —

Hoopla Contact

Contact Number


  • not available


Physical Address

  • Office 2 Manhattan Corner, Century Way, Century City, Milnerton Cape Town Western Cape 7441 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed