About – SA Loan Services
SA Loan Services is part of the Finance Wizard, which is one of the fastest growing personal micro finance providers in South Africa.
We are accredited financial brokers specialising in providing financial products and services to blacklisted individuals.
We know that it can be extremely challenging for blacklisted South Africans to find easy and affordable credit. That is why we take over the whole work and ensure that each of our clients gets approved for a loan which matches their personal financial emergency requirements precisely.
We are proud to offer a totally free dedicated service which is professional and friendly.
You will get the cash you need quickly and without hassle.
Services – SA Loan Services
If you fail to repay any debt within the specified term, you will get into a lot of trouble.
You will go into default and all micro lenders will be warned about not providing credit to you. If you cannot negotiate repayment with your lender, the company will take legal action against you and you will get adverse listing with all credit bureaus in South Africa.
If the lender obtains a court judgement against you they will have the right to take a portion of your salary or to sell your assets at an auction to recover the amount which you owe.
You can avoid this kind of trouble by getting finance from the right lender.
Summary of Services
- Instant Loans
- Student Loans
- Indirect Loans
- Micro Loans
- Instant Cash Loans
- Blacklisted Loans
- Consolidation Loans
- Bad Credit Instant Loans
- Long Term Loans
- Direct Loans
SA Loan Services – Assisting people who have bad credit.
A bad credit record cannot completely prevent you from borrowing money. There are still credit products especially from specialised lenders which will be accessible to you.
This SA Loans Services review will focus on assessing the bad credit loans offered by this company. Read it to decide whether these products will be right for you.
SA Loan Services has been assisting people who have bad credit with finding loans since 2004.
Since 2011, the company has been operating online. This has made its services available nationwide. You will receive a speedy and comprehensive service which is based on experience and expertise.
Keep in mind that the company works exclusively with employed individuals.
If you are self-employed or receive pension, they may not be able to assist you.
The bad credit loans of SA Loan Services are provided by different lenders. The service provider passes your application onto them to give you access to credit. This is a great way to eliminate the hassle associated with hopping from the offices of different lenders. Besides, you will have high chances of securing a loan with a single application. This application will protect your credit score from damage as well.
The bad credit loans offered by SA Loan Services are unsecured.
You do not have to place any collateral in order to qualify.
The loan amount is highly flexible. It will depend on your needs and on your income and current debt as well. You can select the term of the loan as well. The options range from 1 to 7 years. A shorter term will have higher monthly instalments, but will help you save on interest payments.
The interest rates charged by the lenders range from around 14% to 32.5%. The actual rate on your loan will be determined by your individual credit history to a great extent. Once you are offered a loan, you must ensure that it will be affordable for you to repay.
The conclusion of this review is that the bad credit loans of SA Loan Services are fairly easy to obtain and quite competitive in their range as well.