Rating based on 1,510 reviews


SA Loan Services

image of SA Loan Services
image of SA Loan Services

About – SA Loan Services

SA Loan Services is part of the Finance Wizard group which is one of the fastest growing personal micro finance providers in South Africa.

We have helped thousands of satisfied clients to secure the loan of their dreams even if they have a bad credit score. We are an accredited financial broker specialising in providing financial products and services to blacklisted individuals.

Convenient online applications

It can be extremely challenging for blacklisted South Africans to find easy, affordable credit options. That is why we do the searching and negotiating for you to ensure that each of our clients gets approved for a loan.

Our loans are approved and paid out very quickly so they are perfect for a financial emergency or for when you need to take advantage of time sensitive deal. The staff on our expert team are highly professional and friendly. If you have any questions during the loan process or if you need something clarified then simply let us know so that we can assist you.

Apply today and get the cash you need sooner rather than later. It’s free to apply for our service and the entire process only takes a few minutes to complete.

Services – SA Loan Services

A client that is blacklisted is normally blacklisted because they failed to pay a bill on time or have defaulted on a loan.

Each time that you make a financial transgression your credit score will lose points, the more points that you lose the less likely you are to be granted a loan. Many lenders see a bad credit report and refuse to help you any further, we are different because we look at your overall ability to afford a loan and not at your past credit mishaps.

Avoid legal action suits

If you continue to skip payments on a loan, the loan will go into default and all micro lenders will be notified that it wouldn’t be a good idea to lend you money. They do this by putting your name on the blacklist. If you can’t negotiate better repayment terms or come to some sort of deal with them they will take legal action against you and you will get an adverse listing with all credit bureaus in South Africa.

Once you are on the blacklist it will be difficult for you to open an account or apply for loans. If the lender obtains a court judgement against you they will have the right to take a portion of your salary or to sell your assets to recover the amount which you owe them.

Make sure that you are getting finance from the right lender and never miss a payment on your loans to avoid the blacklist altogether.


Interest Rate

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Summary of Services

  • INSTANT Loans
  • STUDENT Loans
  • MICRO Loans 
  • BAD Credit Loans


SA Loan Services – We bring you quality loans at the best prices

A bad credit record can’t completely prevent you from borrowing money.

It may be more difficult for you to have your loan application approved but many lenders offer bad credit loan options. When deciding on a bad credit loan it is important that you do your research and apply with a reputable lender that is not just out to make a quick buck. Look at the terms and conditions very carefully and work out the total cost of the loan.

This SA Loans Service review will focus on assessing the bad credit loans offered by this company. Read it to decide whether these products will be right for you. SA Loan Services has been assisting people who have bad credit with finding loans since 2004.

Since 2011, our company has been operating online. This has made our services available nationwide. You will receive a speedy and comprehensive service which is based on experience and expertise.

You must be employed to apply

If you are self-employed or receive a pension we may not be able to assist you. To apply for one of our loans you must have a stable job and earn a salary that is paid into your bank account monthly.

The bad credit loans of SA Loan Services that are provided by different lenders in our vast network, this means that we can bring you the best loans at the lowest prices. We apply to all the lenders in our network on your behalf; this is a great way to eliminate the hassle of applying to multiple lenders separately and damaging your credit even more.

This will increase your chances of securing a loan with a single application. The bad credit loans offered by SA Loan Services are unsecured.

No collateral necessary

The amount that we offer our clients is highly flexible and so are our loan repayment terms.

Options range from 1 to 7 years. A shorter loan term will have higher monthly instalments, but will help you save on interest payments. While a longer term loan is easier to manage as your instalments will cost you less money each month.

The interest rates that we charge ranges between 14% and 32.5%. The actual rate you will be charged on your loan will be determined by your individual credit history. Once you are offered a loan simply sign the contract and wait for your cash.

The conclusion of this review is that the bad credit loans of SA Loan Services are fairly easy to obtain and quite competitive in pricing and flexibility.


Customer Reviews & Testimonials

 Contact Details

South Africa
Ph: 087 808 6312
Em: loans@saloanservices.com

 Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday Closed –
  • Sunday Closed –