Rating based on 34 reviews

SA Loan Services

  • Easy Loan Qualification
  • Low-interest starting from 2%
  • Repayment up to 84 months

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SA Loan Services homepage
Author SA Loan Services. Screenshot of SA Loan Services website.
[Accessed December 9, 2022]

About SA Loan Services

SA Loan Services is affiliated with the Finance Wizard group - one of the most rapidly expanding personal microfinance providers in South Africa.

They've helped thousands of satisfied clients secure the loan of their dreams despite their bad credit scores.

They're an accredited financial broker specialising in the provision of financing services and products to blacklisted individuals.

Convenient online applications

It can be extremely challenging for blacklisted people to find easy, affordable credit options.

That is why SA Loan Services do the searching and negotiating for you; to ensure that you get approved for a loan.

Their online loans are paid out very quickly so they're perfect for a financial emergency or for when you need to take advantage of time-sensitive deals.

A team of experts at your disposal 

Their expert team is highly professional and friendly. If you have any questions during the loan process or if you need something clarified then simply let them know so that they can assist you.

Apply today and get the cash you need sooner rather than later. It’s free to apply for and the entire online process only takes a few minutes to complete.

SA Loan Services Services

A person may become blacklisted because they failed to pay a bill on time or have defaulted on a loan.

Each time that you make a financial transgression your credit score will lose points, the more points that you lose, the less likely you are to be granted a loan.

Many lenders will look at your bad credit report and refuse to help you any further. SA Loan Services is different because they look at your overall ability to afford a loan and not at your past credit mishaps.

Avoid legal action

If you continue to skip payments on a loan, you'll go into default and all lenders will be notified that it wouldn’t be a good idea to lend you money. They do this by reporting the non-payment to the various South African credit bureaus.

If you can’t negotiate better repayment terms or come to some sort of deal with them they'll take legal action against you and you'll suffer from with bad credit history with all credit bureaus in South Africa.

Once you're on the blacklist it'll be difficult for you to open an account or apply for loans. If the lender obtains a court judgment against you they'll have the right to take a portion of your salary or to sell your assets to recover the amount which you owe them.

Make sure that you get an online fast approval loan from the right lender and never miss a payment to avoid such a difficult situation.

SA Loan Services – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 25% p/a
  • Repayment 30 days to 84 months

Benefits of SA Loan Services

  • Low-interest rates between 2 and 5%
  • Lends more than most companies to bad credit clients
  • Affordable repayments
  • Easy loan qualification
  • Loans between 30 and 84 days

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

SA Loan Services - bringing you quality loans at the best prices

A bad credit record can’t completely prevent you from borrowing money - especially with a lender like SA Loan Services.

It may be more difficult for you to have your loan application approved but many lenders offer bad credit loan options.

When deciding on an online bad credit loan it's important that you do your research and apply with a reputable lender that's not just out to make a quick buck. Look at the terms and conditions very carefully and work out the total cost of the loan.

Reasonable and affordable bad credit loans 

SA Loans Service delivers bad credit loans that are reasonable, affordable, and will meet your needs. This provider has been assisting people who have bad credit with securing online loans since 2004.

Since 2011, their company has been operating online. This has made their services available nationwide. With them, you'll receive a speedy and comprehensive service that has been molded by years of experience and expertise.

You must be employed to apply

If you're self-employed or receive a pension they may not be able to assist you unless you can provide supporting documents proving a steady income. To apply for one of their loans you must have a stable job and earn a salary that's paid into your bank account monthly.

The bad credit loans from SA Loan Services are provided by different lenders in their vast network. This means that they can bring you the best loans at the lowest prices.

SA Loan Services apply to all the lenders in their network on your behalf; this is a great way to eliminate the hassle of applying to multiple lenders separately and damaging your credit even more.

This will increase your chances of securing a loan with a single application. The bad credit loans offered by SA Loan Services are unsecured.

Options range from 1 to 7 years

The amount that SA Loan Services offer is highly flexible and so are their loan repayment terms. A shorter loan term will have higher monthly instalments, but will help you save on interest payments. A longer-term loan is easier to manage as your instalments will cost you less money each month.

The interest rates range between 14% and 32.5%. The actual rate you'll be charged on your loan will be determined by your individual credit history. Once you're offered a loan simply sign the contract and wait for your cash.

The bad credit loans of SA Loan Services are fairly easy to obtain and competitive in both pricing and flexibility - so get yours today!

Customer Reviews & Testimonials

April 2019

SA Loan Services is the reason why my finances changed for the better.
Patricia Stein

Patricia S
— Potchefstroom —

May 2018

I experienced such a smooth loan application process when I applied for credit on the SA Loan Services website.

Michael W
— Sandton —

March 2019

There is always somebody waiting to assist you at SA Loan Services. Keep up the good customer services!

Chantal W
— Cape Town —

SA Loan Services Contact

Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed