EC Finance

image of EC Finance
image of EC Finance

About – EC Finance

Since 2005 EC Finance has been one of the most popular credit providers with South Africans. We offer personal loans of various types from quick cash loans to short term loans.

We are experts in helping blacklisted individuals find affordable credit solutions matching their needs fully. We offer cell phone deals too.

decide on the best product for you

No matter what your current financial situation is, you can get the best gadget without spending a small fortune or getting into debt. We are here to provide full assistance with every financial decision that you have to make. You can use our calculators to decide on the best product for you.

Services – EC Finance

The instant online loans are designed to lift any financial burden of your shoulders easily and quickly. No matter whether you need money to cover your living expenses, pay your bills or repair the car, you can get cash quickly with no questions asked. These are unsecured loans for bad credit and require no collateral whatsoever.

South Africans with bad credit

The only financial requirement which you have to meet is to have a monthly income in the form of an employment salary. This makes the loans available to South Africans with bad credit and to those who are blacklisted. The loan application is submitted online and the approval process is extremely quick. The funds are in the applicant's account on the same day.


Summary of Services

  • Bad Credit Instant Loans
  • Instant Cash Loans 
  • Student Loans
  • Consolidation Loans 
  • Blacklisted Loans 
  • Micro Loans 
  • Direct Loans
  • Indirect Loans
  • Long Term Loans 
  • Instant Loans


EC Finance Personal Loans for Bad Credit Review - Can They Match Your Needs?

You need to borrow money, but you are unable to access a traditional loan because you have a bad credit record. In this situation, you can consider credit products which are especially designed for people like you. Use this EC Finance review on the short-term loans for bad credit offered by this company to find out how beneficial and affordable they can be.

EC Finance is a credit provider operating online.

The company has been around since 2005 and has already assisted many South Africans with securing a good credit deal. The service which you can expect to get is highly flexible as well as perfectly professional. The speed at which each loan application is processed is simply great. You will know the outcome of your online application within 6 hours.

borrow up to R50 000

With the personal loans for bad credit from EC Finance, you can borrow up to R50 000. The maximum limit is set high enough to enable borrowers to meet virtually any pressing financial need. At the same time, the maximum amount which you will be able to take out will depend on your income and credit record so you can expect somewhat stricter limitations. Still, this is part of the policy of all responsible lenders.

Deciding on the loan 

You can choose the repayment term in line with your preferences as well. It can be between 2 and 5 years. You can make it even shorter or longer through negotiations. When deciding on the term, you have to keep in mind that when it is longer the monthly instalments are smaller, but the total interest payment will be higher.

competitively priced loans

The personal loans for blacklisted offered by EC Finance are competitively priced. Still, it is up to you to decide on their affordability given your individual income and expenses. You will get to see a complete overview of the interest rate, fees and monthly instalments in advance so that you can make the right decision. This review finds the bad credit loans available from EC Finance to be easy and quick to get. They give you considerable flexibility which you should use to your advantage.

 Contact Details

Victoria St, Cape Town, Zoo Park, 7570, South Africa
Ph: 087 943 2500 / 021 200 6010
Fx: 086 525 8611

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –