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Hoopla Loans


  • Personal loans bad credit up to R250,000
  • Low-interest starting from 20%
  • Repayment up to 60 months

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Hoopla Loans homepage

Author Hoopla Loans. Screenshot of Hoopla Loans website. [Accessed June 22, 2020]

About Hoopla Loans

We’re one of the fastest growing online credit brokers in South Africa.

Hoopla Loans is an online-based broker, we don’t have call centers, and don’t take incoming or make outgoing calls to our clients. We’ll help you apply for a personal loan quickly and safely with just one simple loan application form.

Fear not, you’re protected

One of the reasons Hoopla Loans was established, was to protect South Africans from online scams. As technology becomes advanced, the number of scams also increases.

Hence, we ensure that we only deal with registered credit providers who abide by the terms and conditions of the National Credit Regulations.

As for Hoopla Loans, we’re a trading name of Hoopla Digital (Pty) Ltd who is a company registered in South Africa.

How Hoopla Loans work

At Hoopla Loans, we work with a range of registered credit providers.

When you apply for a personal loan for bad credit through us we’ll take your loan details and make it accessible to several lenders within seconds. The lender that meets what you’re looking for will then get in touch with you.

Our happy customers love the way we operate

Every day we receive hundreds of different loan applications from people throughout South Africa.

And we can proudly say, we help all of them (those who qualify), to get the best online loan deals. Hoopla Loans customers always rate us 4 or 5 stars. We’re proud of this rating and always look for ways to maintain it.

Hoopla Loans Services

At Hoopla Loans, you can apply for a personal loan even if you have bad credit.

We have advanced technology that enables you to access a large variety of lenders in seconds by submitting just one application form.

We’ll do the work of searching and comparing loan products and offers from top South African loan companies on your behalf.

Personal loan at Hoopla Loans

A personal loan provides you with full flexibility on repayment terms as well as on interest rates that are charged. Through Hoopla Loans, you can apply for a loan starting from R8,001 to R20,000 and repay it over 6 to 36 months.

What you can use the loan for

Personal loans for bad credit are used to raise extra money for non-emergency related purposes such as renovating your home, paying for a wedding, a car, or even paying for a holiday.

Generally, people take personal loans out from their banks. However, this option is usually much more complex and it could take far longer to obtain approval.

Loans for bad credit people

Having bad credit does not mean you’re irresponsible. Bad credit might be caused by factors that are beyond your control.

At Hoopla Loans, we work with lenders who are willing to give you another chance to be responsible with your finances. You can make a bad credit loan application through us.

However, when you apply, a lender may need additional documents to prove your stability and check affordability while assessing the reason behind your bad credit.

Hoopla Loans – Personal loan bad credit

  • Loan Type Personal loans bad credit
  • Interest Rate from 20%
  • Loan Amount up to R250,000
  • Repayment 2 months to 60 months
  • Decision 4 minutes

Benefits of Hoopla Loans

  • Finance up to R250 000
  • Same day response to applications
  • Repayment periods between 1 and 30 days
  • Approval rate of 84%
  • 100% free to apply

Personal loan bad credit calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

An easy and quick online application that take a few minutes to complete

Within a few minutes, you’ll be done with your application.

At Hoopla Loans, we’re not only simplifying loan hunting, we’re bringing you the world of finance. You can apply for any quick cash loan while you’re in the comfort of your home.

Applying for a loan at Hoopla Loans

It’s easy to apply for credit at Hoopla Loans. You simply visit our website and click on the apply now button. It’ll redirect you to the application form where you’ll be requested to fill in your personal details, the amount you need, employment status, and your address.

Once you submit your online loan application it’ll be accessible to several lenders. The lender that matches your requirements will get back to you, to finalize things. You could receive your funds the same day.

Who should apply

Hoopla Loans only offers credit to South African citizens. You need to prove that you are a South African thus we need the following when you apply:

  • A South African ID that proves you are 18 years or older.
  • You should be permanently employed and earning a stable income.
  • Be a South African bank account holder

Contact Hoopla Loans today

We’re purely an online broker. We don’t have offices or call centers. There’s only one way of contacting us - through our website. You can make your application for a bad credit personal loan there. You can also visit our social media pages to chat with us daily. Follow Hoopla Loans on Facebook, Twitter, and Instagram.

Customer Reviews & Testimonials

December 2019

Hoopla Loans is the only lender I fully trust. Everything they do is so transparent. And the lenders found in their site are responsible lenders.

Angel O
— Limpopo —

October 2019

I have been struggling to get a loan because of my bad credit. I have eventually managed to improve my credit score due to the loan a got through Hoopla loans.

Davis Y
— KwaZulu Natal —

February 2020

Hoopla Loans offers convenient services. It is not easy going up and down looking for a loan. Now that I can apply while I am in my comfort zone is incredible.

Brian B
— Mpumalanga —

Hoopla Loans Contact

Contact Number


  • not available


Physical Address

  • Office 2 Manhattan Corner, Century Way, Century City, Milnerton Cape Town Western Cape 7441 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed