Rating based on 42 reviews

SupaSmart Loans


  • Personal loans bad credit up to R200,000
  • Low-interest starting from 16%
  • Repayment up to 60 months

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SupaSmart Loans homepage

Author SupaSmart Loans. Screenshot of SupaSmart Loans website. [Accessed July 24, 2019]

About SupaSmart Loans

It is always wise to have a financial back-up in the form of a quick cash loan in mind should an urgent issue arise.

Due to the fact problems never inform you in time before they actually arise, it is always smart to have a savings plan for rainy days. This money will come in handy for those dark times.

Offering you a financial ear when you need it the most

If your personal bad credit loan application was declined before, there could be a number of reasons why this was the case. If we see that you are not at financial liberty to take another credit, we will probably turn down your credit request.

This is because we don’t want to overwhelm you with a debt you won’t be able to account for. At the end of the day, only you know your limitations and there is no reason to bombard yourself with a loan that will prove to be problematic to be settled.

Apply - even with bad credit

There is no reason to embark on a financial difficulty while we opened this business so that customers never feel like they have no one to help them.

Let us be the judge of your credit profile before you give yourself an incorrect judgement. Remember, nobody has a perfect credit profile and yours might not be as bad as you think it is.

SupaSmart Loans Services

The fact that there are so many lenders to choose from means that not all of them may accept your online loan application but there is nothing to be afraid of.

While some may turn you down, some will accept your loan application. It is basically a matter of choosing which one you would like to partner with.

Get a loan from us any time

We know that clients usually have things to do during the day. This is why we don’t limit our customers to applying during the night. At the end of the day, you should apply for our personal bad credit loan at a time that is convenient for you.

The tedious work of finding a lender is not a job that you have to do on your own. In fact, you sit and relax while we ensure that you are happy with the broker that we have found for you. After this, our job is done and every other communication will be discussed between the two parties. Should you have further queries, you can contact your broker.

Time is always of the essence

Due to the fact that customers usually want to use the money right away, we are quick on our feet to give you feedback about the outcome of your instant loan application.

Within a day, you will know whether your loan application was approved or not. If we see that you don’t meet the criteria, we will guide you on what you can do better to stand better chances in the future.

SupaSmart Loans – Personal loan bad credit

  • Loan Type Personal loans bad credit
  • Interest Rate 1628% p/a
  • Loan Amount up to R200,000
  • Repayment 12 months to 60 months
  • Decision a few hours

Benefits of SupaSmart Loans

  • Easy application
  • 24/7 service available
  • Financial advice available

Personal loan bad credit calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Meeting the terms and conditions of Supasmart Loans

In order to have a graceful loan season with us, you have to ensure that you meet our terms and conditions. Once a short-term loan has been granted and you have been sent the money, you have to ensure that you can keep your end of the bargain.

This can be achieved by abiding by the rules and regulations set in the credit contract. Failure to do this will result in serious credit offences. All the clauses set in the agreement can’t be altered after the document has been drafted. If you are not happy with certain clauses, you have to speak prior to the final approval and signing. We must emphasize the fact that we try our level best to make all parties happy.

Adhering to the privacy policy

All personal and confidential information that we set in the personal cash loan contract will never be used or shared with external third parties. Everything will be kept safe in our database. We too, as an organization have an obligation to abide by the Private Policy and we do at all given times. It is important to realize that we want to make sure that the customer feels at ease especially with their personal and delicate information.

I would like to apply for a Supasmart Loan

If you are interested in our services and would like to apply for one of our personal bad credit loans, please ensure that you are above the age of 18 years. The customer should also be employed and should be earning a salary so that they will be able to account for the loan they are applying for. When the customer is 18 years or older, we are certain that they know what they doing and all the repercussions of missing a loan repayment.

Customer Reviews & Testimonials

May 2019

They go the extra mile and they help you get the loan that will help you get out of financial debt.

Joan S
— Port Elizabeth —

April 2019

They have given me the best advice and now I am Almost debt free I couldn’t be happier.

John B
— Cape Town —

SupaSmart Loans Contact

Contact Number

  • not available


  • not available


Physical Address

  • CAB Partners, Roeland Square, Gardens Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed