Sanlam Loans

In 1954 Sanlam broke away from Santam to become an independent mutual assurance company.

At that time, they were focused on providing life insurance to South Africans. Since then, they've continued to change and grow. Sanlam is an accredited financial services provider.

Flexible personal loans from R5,000

• Personal loans are long-term loans that allow you to borrow large sums of money.
• A Sanlam personal loan offers you between R5,000 and R300,000.
• You get to choose a repayment term of between 12 months and 6 years.
• This flexibility is what makes personal loans so attractive. Pay smaller monthly installments by choosing a longer loan term.

Fixed interest rates that help you budget

Sanlam offers you a fixed interest rate. The interest you pay every month will stay the same until your loan term ends.

Depending on your risk profile you can expect to pay an interest rate of between 18.55% and 27.29% per year. That amount is then broken down into monthly installments.

Additional fees and offers

• The other fees you'll be charged are a monthly service fee of R69 per month and an initiation fee.
• The initiation fee is once-off and is worked out as a percentage of your loan amount.
• The amount is then split over your loan term. Sanlam offers a loan calculator on their site that you can use to get a rough estimate of what the loan in its entirety will cost you.

A fine-tuned credit solution ready to meet your needs

Get your fine-tuned personal loan from Sanlam and take an extravagant holiday, renovate your master bedroom, or pay for a special event for a loved one. The only limit to what you can spend this loan on is your imagination!

Personal loans are not the only service Sanlam has to offer.

Life insurance was where they started, but today they offer a wide range of financial solutions. They cater to individuals as well as the small business sector.

Here are a few of the brilliant services they provide

• Retirement annuity
• Critical illness cover
• Disability cover
• Unit trusts
• Online Wills and more!

Sanlam rewards its members for faithfully repaying their personal loans by offering them the chance to get back up to 20% of the loan repayment. You can qualify for this by becoming a member of Sanlam reality.

Pay back your loan for 12 months without default and you could qualify for this awesome offer.  This is done to encourage clients to become more responsible with their finances. After all, the better your credit score, the better rates you can get on future loans.

A lender that cares

Your financial future is also something Sanlam is interested in. Visit their website for handy tips on how to make sure you don't get taken advantage of by charlatans looking to steal your savings. Sanlam also makes use of the Debicheck system.

This means that once you have an agreement with Sanlam, you'll be contacted by your bank to confirm that you have authorised the debit order.

Use your personal loan to save yourself money and the stress of dealing with multiple accounts. Calculate the total of your outstanding debt, credit cards included. Take out a personal loan from Sanlam to cover the amount and pay off your debts.