Rating based on 71 reviews

Ezi Finance


  • Personal loans bad credit up to R8,000
  • Low-interest starting from 31.2%
  • Repayment up to 6 months

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Ezi Finance homepage

Author Ezi Finance. Screenshot of Ezi Finance website. [Accessed April 5, 2018]

About Ezi Finance

Ezi Finance is just what our name describes – the easier way to get an approval on your personal loan application is just that Ezi!

We use state of the art innovative streamlined technology, allowing clients to get access to the personal loan they want, all online. Even when it comes to the payment of your loan, it runs through automated technology, going straight into your bank account in the quickest turnaround times you could ever have imagined.

Tailor-made loans

Ezi Finance are the people’s choice when it comes to getting cash fast we can help all South African citizens, over the age of 18 years, and earning a monthly salary in getting the loan they need to move forward. Whatever the reason for your loan, we just want to get you approved and paid. If you are experiencing a tight budget, and can only afford minimal repayment on your loan, we can accommodate your needs.

Personalised solution to help you

Our customers receive tailored solutions that are affordable and in line with their personal finance requirements. We work in line with affordability and not what your credit score may be. Get your Ezi Finance solution by the end of the day in your bank account, to use as you please, and take the financial stress off your shoulder for good.

Ezi Finance Services

We are your short-term personal loan provider, with an online process that works in your favour.

We are determined to approve all our clients, and get them the cash they need into their bank account within 24 hours or less. We borrow out cash loans to the maximum of R8 000 and allow for repayment terms of up to 6 months. We keep our loan amounts smaller, to allow for clients who are struggling financially to be able to afford the repayment terms.

Other services available to our customers

If you are done paying off your initial loan, you can go ahead and apply for a second loan through the same simple process. this smaller amount also offers a much lower interest rate than a larger loan would, in turn, costing you a lot less in total.

We also offer payday loans which are payable at your next pay date, as well as consolidation loans, which can be used to cover all your little debts and you pay only one reduced amount each month. Whatever your financial requirements may be, we have a solution that will fit your profile perfectly.

Why not get the cash you need today Apply online and see how easy it is to get cash from Ezi Finance. We also offer personal loans to help you even if you have bad credit. At Ezi Finance, we simply make life easier! When you need personal finance, you don’t need to look any further than our website.

Ezi Finance – Personal loan bad credit

  • Loan Type Personal loans bad credit
  • Interest Rate from 31.2%
  • Loan Amount up to R8,000
  • Repayment 2 months to 6 months

Benefits of Ezi Finance

  • No fees charged
  • Blacklisted loans available
  • Up to R8000 over as many as 60 months
  • Quick and easy application

Personal loan bad credit calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Ezi Finance offers personal loans to help you even if you have bad credit

What make our services so appealing are our very achievable qualifying criteria to get a personal loan.

Clients need to be over 18 years but not older than 63 years of age. They must be a South African resident, with an ID book to prove it. Clients must be permanently employed earning no less than R3 000 per month, and have a banking account where their salary is paid into. We only accept clients who are currently banking with Absa, FNB, Nedbank, Standard Bank or Capitec.

We encourage our clients to lend in a responsible way because we work in line with the National Credit Act, we do not lend more cash to our clients than what they can afford to pay back. Simply complete our easy and short online application form. This takes at the most five minutes of your busy day.

Apply and get your loan today!

Submit, and let us work our magic through our technology processes to get your application approved, and an agreement drafted for you to look at. We will state the amount you qualify for, as well as the repayment terms, to allow you to accept or decline however you like, at no obligation.

The choice is yours, whether you accept our proposal. Once accepted, we will ensure the rest of the process is carried through and payment is made into your banking account within 24 hours, or less.

Get a personal loan now to use for anything you like!

You can get a personal loan of up to R8 000 and pay it back over 6 months, with a low-interest rate. We will set up a direct debit system to deduct the instalment straight from your bank account each month, for your convenience.

To apply will only take 5 minutes of your time, from your office or home, or from wherever you have access to the internet.

Customer Reviews & Testimonials

May 2019

They have the most amazing people skills they have helped us immensely to get the loan that we have needed to complete our wall in front of our house.

Emily R
— Cape Town —

May 2019

Great service and we will be back to get another loan they have helped us to become debt free and build our credit record.

Mark S
— Johannesburg —

April 2019

They have taken the time to go through all my debt with me and help me find a way to pay it off without having to stress every month and I am able to make the payments.

Billie D
— Port Elizabeth —

June 2019

The application is simple and easy and it will be over before you know it and they even contacted me.

Jimmy T
— Cape Town —

Ezi Finance Contact

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