Rating based on 67 reviews

Instant Online Loans

Instant Online Loans homepage
Author Instant Online Loans. Screenshot of Instant Online Loans website.
[Accessed April 5, 2018]

About Instant Online Loans

Instant Online Loans is a registered company that specializes in financial solutions for students.

However, our main focus is not only students but customers who generally need a cash advance for whatever they need to prioritize.

The best customer care

We are aware that a majority of our existing and potential customers usually want to use the money right away. Therefore, it is good to know that as soon as you furnish us with the required documents, you will receive your quick cash loan on the same business day.

Instant Online Loans Services

Should you require urgent assistance to pay for your university studies, we are here to help ensure that you get a speedy and convenient loan to ensure that you can carry on with your academic dream.

Quick turnaround times on loan applications

In order for us to evaluate the information and documents you have provided us with, you need to submit an online loan application. After this, we will let you know whether you meet our lending criteria or not. We ensure that we stick well within our limits and only borrow the money you can afford to pay off.

Instant Online Loans – Student loan

  • Loan Type Student loans

Benefits of Instant Online Loans

  • STUDENT Loans 
  • EDUCATION Finance
  • PERSONAL Loans

Student loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Instant Online Loans has quick and convenient student loans

We try our level best to help as many people as we can with student loans.

However, if we see that you can’t afford any credit at this present moment, we will not offer you anything you are not at financial liberty to account for. Our doors are open for all South Africans who are looking for a financial step in the right direction.

How long do you have to pay the loan?

The fact that we operate with unsecured personal loans means that you can decide on a repayment period that is suitable for your budget without having to compromise any expenses. Ensure that your payments are paid off in monthly instalments. The sooner you settle your loan, the better for you and your wallet.

What does the student loan cover?

The instant cash loan covers the basics that are required for a student which includes tuition fees, books, and accommodation, food and study materials. In essence, we have to ensure that you have everything you will require for the academic year before it commences. We don’t waste any time, you will get feedback to your application.

After that, it will be easy to process the quick approval loan. As long as you have agreed to sign the terms and conditions, it means you are fully compliant with the rules and regulations that have been given to you. If you don’t fully agree, let us know and we will see what we can do. Don’t keep your reservations to yourself because we will end up not knowing where you stand.

Loan turnaround times

The maximum you would wait on your student loans application is two business days. We will not leave you hanging especially when registration season has started and it is time to get everything is organised. Time waits for no one and while you might think you have time to finish what you have started, you might not.

Therefore, go get education and qualify in the field that you like while there is still time because you might not have another opportunity. If we can’t help you, we will let you know why this is so and give you alternative solutions that you can use to ensure that you get the right kind of student loan.

Customer Reviews & Testimonials

June 2019

My student loan application was processed so quickly. Their fast service is highly commendable.

Busi S
— Newcastle —

June 2019

I thank God for Instant Online Loans because they were there for me when no one else was. As a single parent with bad credit, I didn’t think I would get to see the day that my son goes to univers...

Qawekazi M
— Johannesburg —

June 2019

The easy online application and great turnaround time is what I liked the most.

Nirupa R
— Bloemfontein —

March 2019

The student loan I got was very flexible to my needs. I was able to keep up with my monthly repayments because my loan suited what I could afford.

Ty M
— Paarl —

Instant Online Loans Contact

Contact Number


  • not available


  • not available

Physical Address

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed