Rating based on 68 reviews

Izwe Loans


  • Student loans up to R250,000
  • Low-interest up to 27.75%
  • Repayment up to 60 months

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Izwe Loans homepage

Author Izwe Loans. Screenshot of Izwe Loans website. [Accessed April 5, 2018]

About Izwe Loans

IZWE Loans has been assisting South Africans and African neighbouring countries with student loans for a number of years.

Education an important contribution to your development

While some people might be excited and look forward to furthering their higher education, some people don’t necessarily ooze in glory. In fact, some people start to worry because they don’t have financial assistance to make their academic dreams come true.

Everything is available online

If you would like to apply for our academic credit plan, you have to submit the loan application online. As soon as we get your application, we will review it and get back to you in due course. We know that time is crucial and this is why we don’t waste any time when it comes to student loans. The National Credit Act instils strict procedures on our services and we have to abide by them.

Success is a given

We want to ensure that everybody who comes to us for help gets an opportunity to ensure that they get the education they need to change their lives for the better.

Izwe Loans Services

After your student loans have been approved, we will explain the terms and conditions that you need to adhere to. At IZWE Loans, higher education doesn’t have to be a dream; we can make it a reality.

How do I qualify?

All the information regarding the actual loan and easy repayment terms is available on our website. However, we also clarify everything once we have given you the student loan.

Everything is made easy for the client

After you apply, everything else is left to us to take care of. We will ensure that we give you an affordable student loan that will prove to be easier to pay off.

Get an educational credit plan

There are a number of personal finance options that are available for you to meet your financial obligations. Complete the online application and we will guide you every step of the way. We will also tell you about the different ways you can repay your loan. It is, however, important to emphasize the necessity of meeting our credit criteria. We can’t help you with an educational advance plan if you don’t meet our requirements.

Izwe Loans – Student loan

  • Loan Type Student loans
  • Interest Rate 27.75%
  • Loan Amount up to R250,000
  • Repayment 12 months to 60 months

Benefits of Izwe Loans

  • Flexible loan options
  • Quick and paperless loan applications
  • Accessible financial solutions

Student loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

When you need a loan, IZWE loans delivers loan payouts in no time at all

Make use of our resources

The online calculator is a good way of accessing your financial situation and checking whether you meet our requirements or you need to slightly better. Apply for finance and let us know what you can do better to ensure that your budgeting is up to par.

Affordability is our number one priority

We will never put you in a financial predicament that makes it difficult for you to pay your financial obligations. As a result of that, our student loans are affordable for everybody. Education takes years to be fulfilled and with limited money in your bank account, you might never finish your degree if you don’t have enough savings. It is best to apply for a student loan you will be able to pay for on a monthly basis without doing too much damage on your budget. It might look like a financial burden right this moment but you will be the one celebrating when you graduate and receive a formal qualification.

IZWE student loans have been assisting people who have lost hope on education by giving them the ability to trust in their strengths again. It is such a pleasure to give hope to the hopeless with a qualification that can never be taken from you. Make the right choice and choose IZWE loans.

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Izwe Loans is a trusted & reliable provider of student loans

In our review, Izwe Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Izwe Loans is a registered credit provider in South Africa: NCRCP4560

Customer Reviews & Testimonials

April 2019

I would recommend IZWE Loans to anyone wanting a student loan. The whole process was hassle-free.

Nomvula M
— Durban —

March 2019

Thank you to your compassionate staff for making my experience of taking out a loan a lot less stressful. Knowing that I could contact one of your consultants at any time to explain something to ...

Thembi M
— Paarl —

April 2019

IZWE Loans worked quickly to give me my student loan. They put my needs of urgently acquiring funds for my studies first and that goes to show how they care for their customers.

Olga Z
— Johannesburg —

March 2019

Taking out a loan can be an expensive exercise but I was so relieved when IZWE offered me a student loan that is well within my budget.

Zamani K
— Pietermaritzburg —

Izwe Loans Contact

Physical Address

  • 2 Osborn Road (Houghton Estate Office Park), Houghton Estate Johannesburg Gauteng 2198 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed