Just Affordable Loans

image of Just Affordable Loans
image of Just Affordable Loans

Just Affordable Loans is a registered credit provider with South Africa’s National Credit Regulator: ervie Reach


About – Just Affordable Loans

We are among the most popular loan companies in South Africa for several reasons. We have one of the fastest response rates. We will never let you down when you are in a cash emergency. You simply need to contact us and one of our experts in personal finance will get back to you right away.

expect quick approval

You can expect quick approval without many questions asked and immediate transfer of funds to your account. We have over a decade of experience in the industry and this enables us to offer the most flexible and convenient personal loans to our customers. With us, you can have certainty about your financial wellbeing.

Services – Just Affordable Loans

We offer a speedy and reliable online loan service. We strive to provide the best personal loans to all South Africans. We welcome applications from individuals who are blacklisted and from those who have poor credit rating. We will review your application without charging a fee.

Hear from us in just 2 hours

We will contact you and inform you whether you have been approved within just 2 short hours after applying. With Just Affordable Loans, you will never pay extra charges and hidden fees. We get our commission from the financial institutions that we work with. All you have to do is to make a loan application with us and we will get you covered from there.


Summary of Services

  • Personal Long-term Loans
  • Student Loans 
  • University Grants
  • Education Finance
  • Study Loans 
  • Personal Loans


Just Affordable Loans Review - What Is the Quality of Their Student Loans?

After you graduate from a reputable university, you will be able to earn a good amount of money, but now you do not have sufficient cash to pay for your studies. There is a way out of this situation - it possible to borrow against your future income. This Just Affordable Loans review intends to evaluate the student loans of this company to help you decide whether they will be useful to you.

Nationwide Service Reach

Just Affordable Loans works to match consumers to the right personal loans for them. The company is fairly small, but its services are quite helpful and have good quality. The service provider is based in Port Elizabeth, but works with South Africans from all over the country thanks to its online platform. The online service works very simply and effectively.

The student loans available via Just Affordable Loans are provided by a variety of lenders of different sizes. The company's job is to find the most suitable loan for you among the many offers available. Its service is completely free of charge and this is a great benefit. At the same time, you are in no way obliged to accept an offer made to you. You can reject it if it does not meet your needs and requirements fully.

quick and effective

The service of Just Affordable Loans is very quick and effective. You submit an online loan application, which takes minutes to complete, and you will be contacted with an offer from a lender. You will save time and effort. Given that the service provider will pick the most favourable deal out of several ones, you will save money too.

The student loans available via this company are personal loans which you can use for supporting your studies. You can borrow up to R100 000. You can take out a sufficient amount of money to pay your tuition fees and to cover accommodation costs and student book and equipment expenses.

Loans Available for Blacklisted

The interest rates are competitive but, they will depend on your creditworthiness or on that of your sponsor. In general, even blacklisted people can apply, but they are typically able to borrow a smaller amount of money at a higher rate.

One important thing to note about the loans available via this company is that their repayment term starts immediately and the monthly instalment includes both interest and principal payments. This review finds the student loans of Just Affordable Loans to be highly flexible and easily accessible.

 Contact Details

377 Govan Mbeki Ave, Port Elizabeth, Eastern Cape, 6001, South Africa
Ph: 041 487 1969 / 041 4871969
Fx: 041 484 3567
Em: [email protected]
Em: [email protected]

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday Closed –
  • Sunday Closed –