Rating based on 55 reviews

SA Loan Services

  • A direct loan broker
  • Low-interest starting from 2%
  • Repayment up to 84 months

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SA Loan Services homepage
Author SA Loan Services. Screenshot of SA Loan Services website.
[Accessed December 12, 2022]

About SA Loan Services

SA Loan Services runs an online loan application that makes it possible for South African citizens to apply for student loans. As much as we would like to help everyone, we have to abide by strict rules and regulations that govern our services.

Secure a loan with us

We want everybody who seeks credit from us to get the help that they require. However, we know that this is not always the case as some customers have negative credit profiles. As a result of that, it becomes difficult to secure your dream loan. It is hard to see someone in need of money being turned away due to their credibility. However, with our short-term credit and finance, we have been able to help customers that weren’t hopeful that they would be offered credit.

SA Loan Services Services

It is imperative that you pay your personal loan accordingly. If you don’t, you will be charged for late and missed payments which are slightly more than your usual loan payment.

Furthermore, payments that haven’t been met will make your credit report look a bit undesirable. This is will make other brokers hesitate on helping you.

Can I afford an SA Loan Services student loan?

It is our job to ensure that you get affordable student loans that will be manageable to be paid off on a monthly basis. At the end of the day, it is important that you are able to account for other expenses as opposed to only being able to pay for the student loans and leaving the other to incur interest.

SA Loan Services – Student loan

  • Loan Type Student loans
  • Interest Rate 25% p/a
  • Repayment 30 days to 84 months

Benefits of SA Loan Services

  • A direct loan broker
  • Quick and easy loans
  • Loans for blacklisted clients

Student loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This student loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

SA Loan Services makes loan approval as easy as 1.. 2.. 3..

Time is respected at SA Loan Services

The fact that we opted for an online loan application means we didn’t want to keep our customers waiting especially when it comes to their money. After applying, you will know about your loan outcome within hours of applying.

How do you submit your application?

Gone are those days when you have piles of paperwork to submit and you have to stand in hideous queues for personal loans. Today, everything is systematic. All you need is a good internet connection, a computer or a mobile phone. This will save a lot of time and you don't even need to ask for a day off at work.

How much money do you need?

It is important to ensure that you apply for student loans that are just enough to ensure that everything is paid for. Furthermore, you have to ensure that you qualify for the amount you are applying for and this can only be determined by your expenses. This means if you are a good spender, you might stand a chance. However, if you abruptly use your money and end up wasting it, you might not qualify. We want disciplined spenders.

Affordable interest rates on loans

Our interest rates are reasonably low and will only be determined by the amount you have taken and the time taken to repay the student loan. Blacklisted applicants are welcome to apply regardless of their history.

We don’t care much about how you used to spend your money; we are more concerned about how you are spending your money now. While there is always a valid explanation for the use of money, if you are just spending money for the sake of it, you still need to grow. Bad credit history is only acceptable to us if that person is willing to leave the bad habits behind and start afresh. SA Loan Services wants to help people but we are also looking for customers who will meet us halfway.

Customer Reviews & Testimonials

March 2019

The staff was incredibly supportive from start to finish.

Bonang S
— Pretoria —

March 2019

I sent an email to SA Loan Service because I wanted to apply for a student loan but needed more clarity on the process. I thought I’d have to wait a day or two to get a response but instead was c...

Annika G
— Bellville —

SA Loan Services Contact

Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed