Rating based on 64 reviews


  • Affordable vehicle finance
  • Low-interest starting from 10.25%
  • Repayment up to 72 months

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Cars.co.za homepage
Author Cars.co.za. Screenshot of Cars.co.za website.
[Accessed December 9, 2022]

About Cars.co.za

Cars.co.za have helped thousands of South Africans buy and sell vehicles and access affordable vehicle financing.

They put your needs first and for that reason have tons of happy customers that recommend their services, their company is a leader in second hand vehicle buying and selling and offer guidance on finance and insurance.

When looking to finance a car, Cars.co.za will do their best to find you a great deal that suits all your requirements at the best price available. The lenders they recommend offer the lowest interest rates and customized repayment plans to suit even the most limited budget.

Compare types of car loans

It's always best to compare lenders and their offers and find the deal that best suits your needs. To simplify the process Cars.co.za have implemented an effective three-step system:

  1. Select one of the cars available for sale
  2. Secure the finance you need to buy it from one of their trusted lenders
  3. Apply for insurance cover

Cars.co.za Services

You should definitely try Cars.co.za to access their range of used cars and find the ideal car finance for you.

Simply complete the online application form and outline your criteria so they know what your requirements are. They'll use this criteria to refine the search and make sure they're catering to your needs.

Compare vehicle finance quotes

Drive away in the car of your dreams today by using their comprehensive service and take the stress out of applying for vehicle financing.

If you're looking for vehicle finance and don’t want the process to be drawn out and confusing let Cars.co.za help you find what you're looking for.

Browse, search, find, and apply

You can readily browse their used cars for sale stock if you are a business owner or manager. Customize your search by entering the car brand of your choice, the area or category or use their top car model searches. Get what you're looking for - the perfect car and the most affordable vehicle finance!

Cars.co.za – Car finance

  • Loan Type Car finance
  • Interest Rate from 10.25%
  • Repayment 12 months to 72 months

Benefits of Cars.co.za

  • Quality cars to choose from
  • Affordable vehicle finance
  • Car insurance

Car finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Cars.co.za, we have quality cars and affordable finance

Cars.co.za has experts ready to provide assistance and answer any questions that you may have.

They simply have the best deals available on the market with something to cater for your every need.

Cars.co.za will find you the perfect match which will be revealed to you in a matter of seconds. By refining your search they'll be able to make the process even quicker, this will save you time and effort.

A comprehensive service

Their comprehensive service allows you to get an affordable car and affordable car finance and insurance at the same time on one platform. They do all the hard work for you! Once you've found the vehicle you require they can assist you to get the best insurance deals and even help you register your vehicle.

They'll help you every step of the way until you drive out in the vehicle that you've been dreaming of. If you've already found a vehicle, let them know as they may still be able to assist you!

Cars.co.za has a nifty finance calculator

This calculator can help you get an estimate of what you could pay. Below is an estimate for a vehicle of R90,000.

Vehicle price – R90,000
Deposit – R10,000
Interest rate – 12%
Repayment period – 72 months

Thus, the total repayment will estimate at R112,609.00, which means that the total costs and fees are R32,609.00. This gives you a monthly instalment of R1,564.00.

Customer Reviews & Testimonials

April 2019

Super service they are truly the best I recommend them to anyone looking for the perfect car loan.

Jennifer J
— Durban —

June 2019

This company where to begin not only do they help you get your car loan accepted but the even help you get car insurance for your vehicle.

Charmaine B
— Cape Town —

May 2019

I got the car loan that I wanted and the best part is they made sure that it suited my budget. I am very grateful for the amazing service.

Blake S
— Cape Town —

Cars.co.za Contact

Contact Number


  • not available


Physical Address

  • Block E, Hans Merensky Office Park, 32 Van Buuren Road Bedfordview Gauteng 2008 South Africa
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed