Rating based on 33 reviews

Home Loans South Africa

  • Home loans starting from R400,000
  • Free online application
  • Compare rates save time

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Home Loans South Africa homepage
Author Home Loans South Africa. Screenshot of Home Loans South Africa website.
[Accessed December 12, 2022]

About Home Loans South Africa

HomeLoansSouthAfrica.co.za has a solid partnership with the leading lenders in the country to provide you with the best home loans.

They have over eight years of experience in the industry and they've managed to earn an excellent reputation as an honest and reliable expert service provider, and they intend to keep it this way for many, many years to come.

Free to apply

Their service allows you to apply for a home loan online or an extension to your existing building loan of up to R100 000 to apply is 100% free. Complete their application form online and if you meet their lending criteria they may be able to assist you, unfortunately, if you have a bad credit score they'll not be able to assist you.

They aim to be there for you through every step of the process and will assist you with bank approval. Choose between leading banks to secure the best deal at the lowest interest rate. There's no need to complete tons of paperwork or even to see a consultant face-to-face if you don’t want to. In fact, they'll handle the entire application process on your behalf.

Low-interest rates

They know that each of their clients has specific needs and requirements and they strive to meet them fully. They'll give you more than just an affordable mortgage with low-interest rates and comfortable repayment terms. They'll provide a solution that's perfectly tailored to cater for your needs. Helping you ensure that you fulfil all your financial goals.

Home Loans South Africa Services

HomeLoansSouthAfrica.co.za is dedicated to helping you find and obtain the ideal home loan for your needs.

They adhere to the standards set by the Banking Code of Practice and offer an independent service based on integrity, professionalism and dedication.

Their service provides comprehensive assistance throughout the entire house finance process. Their technology keeps your information safe from cyber-attacks so that you can rest assured that you'll receive the lowest cost loans in a fraction of the time. There's no cost to you for applying, their lenders pay them if you decide to accept the quote that they provided.

Comparing quotes from different lenders

They assist you with identifying the ideal loan structure and with comparing quotes from different lenders for the purpose of identifying the most efficient and affordable mortgage facility. Their team will take care of the paperwork and the easy online loan application and boost your chances of success. Their service is completely free of charge.

Compare products from different lenders

Loans offered by HomeLoansSouthAfrica.co.za are provided by the leading banks in the country such as Absa Bank, Nedbank and FNB. You can be certain that all home and personal loans are of the highest quality and that they comply with all rules and regulations of the National Credit Act.

Home Loans South Africa – Home loan

  • Loan Type Home loans
  • Loan Amount from R400,000

Benefits of Home Loans South Africa

  • A free loan application service
  • Advice from property finance consultants

Buying your dream home is just one online loan application away

Once you've decided that you want to buy a house, you have to find finance first. There are a lot of options available so choosing the right one can be quite difficult.

Home Loans South Africa intends to assess the quality of the home loans provided by their lenders to help you make the right decision.

Matching homebuyers with lenders

Home Loans South Africa is a company dedicated to matching home buyers with lenders or more precisely with the home loans which they offer. They have over 8 years of experience and have earned considerable popularity among homebuyers in recent years. Their service is easy to use and quite efficient. It saves you time and effort while giving you a high chance of finding the ideal loan.

They'll take note of your requirements and compare the products of the different lenders on your behalf to pick the most suitable option in terms of loan size, interest rate and repayment schedule then send them to you so that you can make an informed decision. You're not obliged to accept it. You're the one who makes the final decision.

Full assistance with your application

If you accept the offer provided by Home Loans South Africa, their consultant will provide you with full assistance on your application. You'll receive help with completing the online application form and with compiling the set of required documents such as payslips and bank account statements.

The application process will be a lot quicker and the risk of the application being rejected due to technical issues will be virtually eliminated. Home Loans South Africa is a highly beneficial service in every respect.

Customer Reviews & Testimonials

January 2019

Home Loans South Africa will never give you a loan that you can’t afford. They will always consider your budget first.

Lerato L
— Pretoria —

November 2018

Thanks to Home Loans South Africa, I finally own property and I couldn’t be happier.

Taylor P
— Rustenburg —

May 2019

The customer service that Home Loans South Africa offers is exceptional, they always want your credit profile to be protected

Natasha A
— Kimberley —

Home Loans South Africa Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed