Rating based on 56 reviews

Just Money

  • Credit life insurance
  • Free credit check
  • A range of benefits

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Just Money homepage
Author Just Money. Screenshot of Just Money website.
[Accessed December 11, 2022]

About Just Money

Finding an online finance service like Just Money in South Africa is quite rare.

This is because they go out of their way to ensure that you get the best credit services there are.

Incredible credit deals

One of the reasons they're proud of their services is that Just Money has credit card deals you won’t find anywhere else.

You can make use of the online finance guides as they'll give you insight into which offer is best for you.

Just Money products

With 15 years of experience, Just Money offers free, quick, and easy access to financial products that are tailored to your needs. Whatever your aim may be, they've got the right tools for you.

Just Money Services

They don’t stop until you have the best credit deal in history.

Just Money has become an online financial guide that can help you access the most suitable credit solutions for your needs.

They're also interested in finding out how they can best serve you and are keen on hearing what you have to say. 

Otherwise, they wouldn’t be doing you any justice. Customer satisfaction is one of Just Money’s main objectives as a company.

How their credit card works

Just Money will request that you supply them with information about what you are looking for.

Afterwards, they'll give you feedback on the credit card options which they received.

Just Money – Credit card

  • Loan Type Credit cards

Benefits of Just Money

  • Choose between flexible or fixed interest rate
  • Flexible loan terms
  • Credit life insurance

Apply for a credit card online & improve your cashflow today

Some people believe that for you to qualify for a credit card, you need to be an insane shopper.

However, this isn't the case. As long as you the basic requirements to qualify for a credit card, they'll give you one.

Best credit deals

Many brokers are partners with Just Money. Therefore, it's almost impossible to have your application denied. You can make use of Just Money’s online loan application and they'll ensure that you too are happy with their services as well as the charges.

Benefits of a credit card

When you apply for short-term loans, you get affordable rates and reasonable payment periods. Just Money brokers include ABSA, FNB and Kulula. The fact that they work with such big and reputable names means that their credit cards are always affordable.

Adhering to the fine print

After you've compared all the major lenders in the country and have made a decision that is beneficial for your budget, you'll be a happy customer. 

What's even better is the fact that with their credit card, you qualify for 60 free days of interest. Don’t rush the process, take as much time as you need to ensure that you choose the best offer.

How to apply

There are 3 simple steps that you need to take when applying.

  1. Sign up on their online page.
  2. Submit your required documents.
  3. Once approved, you’re ready to start using the new credit card

Requirements for a credit card loan

  • Be a South African citizen
  • Be at least 18 years of age
  • Be employed or self-employed in South Africa
  • Have proof of income for at least 3 consecutive months
  • Have a minimum income of R3 500 per month

Get your credit card quote today

Just Money has been assisting clients for many years and they've had some of the greatest feedback regarding their services. 

They aim to keep the standard and bar high since they'd never you feel like you couldn’t rely on them or their services. Contact them today to check out their credit offers that will suit your budget.

Customer Reviews & Testimonials

May 2021

They know how to look after you whether you are applying for a loan or a credit card they will help you and advise you on the best.

Calle M
— Port Elizabeth —

March 2021

They have helped me to save on my expenses each month and payback on my credit card helping me get the best of both.

John S
— Cape Town —

December 2021

Great service keep up the hard work I will always come back to the company.

Jane B
— East London —

Just Money Contact

Physical Address

  • 186 Loop St, Cape Town City Centre Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed