Rating based on 6 reviews

Atlas Finance


  • Payday loans up to R8,000
  • Affordable bridging loans
  • Repayment up to 240 days

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Atlas Finance homepage

Author Atlas Finance. Screenshot of Atlas Finance website. [Accessed August 31, 2021]

About Atlas Finance

Every big company starts small which is why we believe in staying humble.

Our business is based on family values - from our family to yours. We strive to live by this code every day.

We’re a proudly South African business with over 180 branches nationwide. We’re proud to say we’ve provided over R1.5 million in personal loans to over 800 000 clients.

We’ve been up and running for over 25 years and are proud to still be going strong. If you take a loan out with Atlas Finance, welcome to our family. We’re happy to help you.

All about us and our family

Atlas Finance is here to help you with all your payday loan needs. Having been in the business for over 25 years we’ve built strong relationships with our customer base. We’ll always treat you with respect.

We offer money management tips to help you make your money work for you. And our consultants are always ready to help.

But of course, we also have our online platform available should you need help from a consultant. This is to make the process easier. Efficient and effective. Always. Only for you.

Our online services

Our online services are simple and easy. If you have any questions, we provide a chat option where you can message one of our consultants.

They’ll answer any doubts or questions you have about the process.

This will allow you to feel at ease when taking out a payday loan in South Africa. We can also locate a branch close to you using your location. We have branches in Eastern Cape, Free State, Gauteng, Limpopo, and Western Cape.

Atlas Finance Services

In an ever-changing world, it’s important to adapt.

Adapting means we’re able to change and move with the times, prepared for whatever comes our way.

We provide an array of services to suit your needs. Financial advice and money tips are readily available. We want you to trust our payday loans which is why transparency is so important to us.

Family benefits from Atlas Finance

You are our family and what better way to show this than through family benefits.

Our benefits are optional and are not conditional on an easy online loan.

Your value-added benefits will continue at no charge for 6 months after your last premium instalment.

There’s also a credit life benefit to ensure your loan will be paid off in the event of your retrenchment, disability, or death. We also offer ER24 medical emergency transport and medical casualty benefits.

We have a call a doctor, call a nurse program that has a 24 hours helpline. It’s equipped with medical professionals that deliver sound medical advice.

Additional coverage from Atlas Finance

We know that life is unpredictable and that anything can happen.

This is why we provide accidental death cover. This precaution is there to pay out double your insured amount in the event of your accidental death.

We also offer funeral cover that can be found within your contract. If your loved one passes away in an area that’s not considered home, we’ll make arrangements to bring the body back home. We want what’s best for you and your family.

Atlas Finance – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to R8,000
  • Repayment 4 days to 240 days

Benefits of Atlas Finance

  • Access bridging loans
  • Affordable loan options
  • Quick and easy loan applications

Payday loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

The best from Atlas Finance

We want to give our customers the best experience.

We want to help you, not only by giving you quick online loans but also by informing you on how to use your money wisely.

We want your money to work for you. We want you to achieve your goals and this is why we provide a range of finance solutions. Our goal is to make you a part of our family.

Know that we offer more than just payday loans. We offer relief. It just takes a few minutes. And it happens in just a few easy steps for your convenience.

Safety tips from Atlas Finance

Avoid being an SMS scam victim by knowing the difference between our official messages and fraudulent messages. Look for some sort of verification within the message. Be aware of errors whether they are grammatical or spelling errors.

Banks do not ask for advances on payments so do not respond to these sorts of messages and report them immediately.

Also, be aware of prizes and other sorts of winnings for competitions you did not enter. Remember that fraudsters try to be as believable as possible. If it seems too good to be true, it probably is.

man holding thumbs up

Atlas Finance is a trusted & reliable provider of payday loans

In our review, Atlas Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Atlas Finance is a registered credit provider in South Africa: NCRCP 3994

Customer Reviews & Testimonials

September 2019

Honest and reliable service

Kurt M
— Port Elizabeth —

August 2019

Helpful tips for money management and helpful consultants

Johann S
— Kimberly —

March 2020

An easy payday loan application

Liyema M
— Grahamstown —

Atlas Finance Contact

Physical Address

  • Shop 6, 49 Van Riebeeck Ave, Edenvale Johannesburg 1645 South Africa
  • Get Directions

Opening Hours

  • not available