Rating based on 19 reviews

Binixo Loans

  • Payday loans up to R9,000
  • Low-interest starting from 10.5%
  • Repayment up to 65 days

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Binixo Loans homepage
Author Binixo Loans. Screenshot of Binixo Loans website.
[Accessed December 9, 2022]

About Binixo Loans

They’re a payday lender that aims to bring you the best financial solutions within the quickest turnaround times.

They offer a wide array of convenient loan options to their fellow South Africans. They bring you quick and easy loan quotes from their wide financial network to make it easier for you to find a suitable loan.

While they’re not a lending or banking company, they deliver loans from some of the top financial services providers. In short, they’re a broker.

They offer you information and quotes from their contacts within the financial world. Their website is clean-cut, and straight to the point so you’ll never feel lost or struggle to find what you’re looking for.

Not just about them - it’s about you

With Binixo, it’s all about you. They’d like to give you a little background on what drives them. They work with selected credit companies and potential borrowers. They don’t issue payday loans.

They’re just the platform that affords banks and lenders the opportunity to show off their range of products. This means their online platform must run smoothly at all times.

Because they don't issue personal loans directly, but through their partners, they need to keep their website up and running at all times.

They consistently do updates and maintenance checks to ensure they’re up and running for all your loaning needs.

They want their page to remain fully functional so that they never inconvenience you. They constantly monitor their sites to keep you satisfied.

Binixo Loans Services

There’s a huge range of services to choose from with Binixo.

They offer all of these services to give you the options you deserve.  To avoid fraudulent activity on their platforms and deliver their services with confidence they employ the latest online security.

This way you’re not forced to go with the first lender that says yes because you have the advantage of choice.

Their online processes are simple and efficient so that you can get your payday loan approved faster.

The online loan application process is easy and straightforward. Just make sure to fill in the correct information and be honest. They’re transparent with you so be transparent with them.

Binixo’s payday loan advantage

They have loads of short-term loans just for you.

They range from loans for the blacklisted, pensioners, the self-employed, the unemployed, and those with poor credit records. They also deliver instant payday loans.

How to apply for a loan with Binixo

Select the amount that you would like to lend as well as your desired loan term on the Binixo platform.

Fill out the online loan application by entering all the necessary details.

They act as a broker so you'll receive many responses from banks and microlenders that match your needs.

Choose the best payday loan offer for you. Wait for approval and once you have received confirmation, wait for the transfer.

Binixo Loans – Payday loan

  • Loan Type Payday loans
  • Interest Rate 10.571% p/a
  • Loan Amount up to R9,000
  • Repayment 4 days to 65 days
  • Decision 2 days

Benefits of Binixo Loans

  • Easily compare loan options
  • Their service is free
  • Choose between trusted lenders

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Binixo, making things happen

They specialise in helping people find the most competitively priced payday loans.

Via their online platform, they can offer you paperless loans at the click of a button. You’ll wonder why you never used Binixo before.

The security of your information on their online platforms

Your privacy is important to them. This is why they have encryptions within their platforms to deter hackers. They also make use of DMCA which is an online protection company. They ensure that your information is safe and secure.

Although they use cookies, this is not to misuse your information. They make use of cookies to better understand you and therefore serve you better.

Why use Binixo to get your payday loans

Since they’re an online service, they provide fully automated responses. This means you could apply for a fast online loan at any time, day or night.

Your credit approval could take up to 15 minutes and this is because they don’t require loads of supporting documents. Anyone can apply for a loan through them, provided you're between the ages of 18 and 90. You must be a South African citizen to apply.

Their payday loans range from R300 to R9 000 and can be obtained and repaid over 65 days. They’re all about convenience and making it easier for you to get approved for a loan.

Customer Reviews & Testimonials

October 2019

Binixo services made finding a suitable payday loan so easy

— Realeboga M —

September 2019

I never thought applying for a loan could be this simple

Maria J
— Polokwane —

June 2019

There were so many great choices

Meghan R
— Durban —

Binixo Loans Contact

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