Rating based on 1,255 reviews


Debt Lab

image of Debt Lab
image of Debt Lab

About – Debt Lab

DebtLab is the service provider of choice for thousands of South Africans looking for fast and efficient micro finance that suits their needs and their budget.

Our service is 100% free to apply and completely obligation free. We specialize in personal loans, credit cards, debt management, insurance quotes and cell phone contracts. We will find the product which matches your needs and requirements perfectly and handles your application from start to finish.

A range of loan options

Our wide range of services include personal loans, payday loans, great deals on cellphone contracts, credit card deals, help with debt consolidation, we can assist you with vehicle financing and we have hundreds of insurance products available that are guaranteed to save you time and money.

Complete one simple application form online and we will apply to a number of different lenders on your behalf so that we can make sure that you get the best deal to suit your needs. Applying to multiple lenders won’t cost you a cent and you can compare deals and save. Our consultants are there to assist you in finding exactly what you are looking for and there to assist you every step of the way.

Services – Debt Lab

With DebtLab, you are guaranteed to find the best payday loan easily and quickly. All you have to do is complete our online form and submit it. We will take over from there and contact you should your application be successful.

We will match your requirements to the best products that our leading South African micro lenders have to offer we take things one step further and negotiate the best deal for you directly. We will use all our expertise and the excellent connections which we have in the industry to get your loan approved.

Reliable loan solutions

We offer financial solutions to both individuals and businesses and accept applications 24 hours a day through our online website.

We take care of the paperwork on your behalf so let us know how much you need and we will do the rest and get you the cash that you need as quickly as possible. We work with a wide range of reputable lenders and have a strong partnership with them. This gives us great bargaining power and the highest chances of getting you approved for a loan with the best terms and conditions. With our service, you will get cash quickly and with much less hassle than ever before. We have the most convenient repayment terms too.


Summary of Services

  • MICRO Loans 
  • CONSOLIDATION Loans 
  • BAD Credit Loans
  • PAYDAY Loans


Debt Lab will help find the right payday loan for you

When you need to get a quick cash loan, a payday loan can help you out without you having to make long-term commitments.

There are many products on the market at present and this may make it difficult for you to make a choice. The best course of action is to assess popular opportunities in greater detail, weigh the pros and cons and then make your decision.

Payday loans

This Debt Lab payday loans review intends to evaluate these products to help you decide whether they can be of use to you. Debt Lab is a provider of services designed to help consumers find a loan that is a perfect fit for their financial needs and requirements.

Our company operates entirely online and this makes our services accessible to all South African citizens. Our company has been in the industry for over 10 years and has an ever growing client base. You can expect quick, simple, friendly and reliable service.

Our service is completely free of charge

The Debt Lab payday loans are provided by a variety of microlenders. When you make an online application, the consultant working with you will note down your requirements and select the product which matches them in the best possible way. The financial experts at Debt Lab will process your loan application and submit it directly to the different lenders on your behalf.

All applications are processed within 24 hours

If you get approved, you will be offered a deal and send a loan contract, decide if you would like to accept it or reject it.

This is a matter of personal choice. If you accept the deal and submit all required documents and once we have received them you can have the cash paid into your bank account on the next day or on the day after depending on your individual bank.

All Debt Lab payday loans come from registered lenders adhering to the rules and regulations of the National Credit Act. This guarantees you a fair attractive interest rate. Our fees are reasonable and the repayment terms are very manageable. You will have to meet the lender's individual qualifying criteria.

Overall, this review finds the Debt Lab payday loans to be quite diverse. They are quite fast and fairly easy to obtain.


Customer Reviews & Testimonials

 Contact Details

19 Loop Street, Cape Town, Western Cape, 8001, South Africa
Ph: 021 300 1077
Fx: 086 696 0686

 Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed