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  • Payday loans up to R4,000
  • Fast & Easy Loans
  • Repayment up to 31 day

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Mipaydayloans homepage
Author Mipaydayloans. Screenshot of Mipaydayloans website.
[Accessed December 15, 2022]

About Mipaydayloans

Low-income households are often left behind when it comes to access to credit.

This is why Mipaydayloans took a different approach when setting up their business.

They had the vision to bring change to these under-serviced communities. Working in collaboration with WestPRO Finance (Pty) Ltd, they’re helping low-income households to easily access financing.

Giving everyone a fair chance to grow

What started as an idea has grown into a successful business over the past five years. As the online brand ambassador for WestPro Finance, Mipaydayloans offers people all over South Africa access to affordable payday loans.

Combining knowledge and passion

With the combination of knowledge of the loans industry and passion for inclusivity, they’re able to give South Africans a chance to grow through access to credit.

A company with a vision

Mipaydayloans works by ensuring inclusivity for people who would previously not have had access to financing. This vision includes a financial offering that comprises:

  • Accessible products
  • Excellent service
  • Quality education

Mipaydayloans has a mission

They strive to consistently bring you the most up-to-date and innovative financial solutions. These solutions keep up with everyday financial trends and serve low and medium-income households.

They build good relationships with stakeholders and stick to established governance procedures.

Mipaydayloans Services

Mipaydayloans believes in providing outstanding customer service.

They strive to deliver innovative and easily accessible finance options. They also work hard to ensure that they offer you sustainable solutions.

Mipaydayloans’ quick cash loan

Based on your individual financial position, a quick loan from Mipaydayloans can give you access to up to R4,000. The repayment term on this loan is up to 31 days or your next payday.

Easy application process

These days everything is done online. You’ll be glad to know that Mipaydayloans has made its entire application available online.

You can go to their website and apply for your quick loan within a few minutes, enabling you to access financing from where ever you are in South Africa.

Calculate your borrowing power

Knowing what you’re going to repay before you apply for a loan is important. This allows you to calculate how much you’re able to borrow and how much you’ll repay, after the interest and fees are added.

Mipaydayloans has made this possible through the availability of a handy loan calculator. You can make use of the sliders to indicate the loan amount you desire. The next slider will indicate the number of days to your next payday.

How much interest will I pay?

While you move the sliders you’ll notice the interest amount and fees will appear underneath. The last block will tell you what your repayment amount will be. When you’re satisfied with the amount you can move on to complete the application form.

Mipaydayloans – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to R4,000
  • Repayment 1 day to 31 day

Benefits of Mipaydayloans

  • Loans payout within 72 hours
  • Quick online loan application
  • Online loan calculator

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

The super-easy Mipaydayloans application process explained

The application process for a Mipaydayloan quick loan is easy and convenient. There are a few documents you’ll need to have ready when you apply.

Documents to apply for a Mipaydayloan

  • Copy of your ID/smartcard
  • Your latest payslip
  • The last three month’s bank statements
  • Proof of address

Complete the online form

Once you have all the documents you’ll need to complete the quick loan application, you can start filling in all the fields required. The form can be located on the Mipaydayloans website at the top right corner of the homepage.

The questionnaire is divided into five parts. These parts are:

Part one – The loan calculator

Part two – Your details, including:

  • Referral agent code
  • ID number
  • First and last name
  • Contact details
  • Gross monthly salary
  • A detailed breakdown of expenses

Part three – Employment details, such as:

  • Company name and contact number
  • Salary income and date
  • Position held and department
  • Starting date and period of employment
  • Human resource manager name and contact details

Part four – Banking details:

  • Bank name and branch code
  • Account holders name
  • Account number and type

Part five – The last section requires you to upload your documents.

When you’re done with the entire application, make sure you’re satisfied with it and click on submit.

Verification of your documentation and the necessary checks are done. A loan agreement is sent to you for signature and your loan is paid into your bank account within 72 hours.

Reasons to choose Mipaydayloans

  • They offer quick and convenient financing
  • The entire loan application is done online
  • They’re registered with the National Credit Regulator
  • Loans are available for low and mid-income South Africans

Loans for low-income earners made easy

With so many low and mid-income families previously not able to access loans, Mipaydayloans entered the market to change that. They quickly made a good name in the industry for assisting South Africans with quick loans.

A referral will get you paid

Mipaydayloans has come up with a way to give back to its customers. By referring a friend, family member, or colleague, you can earn a commission on the loan amount granted on every successful application.

You’ll receive a referral code which you can share with anyone that needs a quick loan. When they apply, they simply enter your code. When the loan is approved, you get paid a commission for referring them.

man holding thumbs up

Mipaydayloans is a trusted & reliable provider of payday loans

In our review, Mipaydayloans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Mipaydayloans is a registered credit provider in South Africa: NCRCP12128

Customer Reviews & Testimonials

July 2022

I was never able to get a loan from a bank. A friend told me about Mipaydayloans and I decided to give them a chance. I was so pleased when my quick loan was approved. They’re a great company.

Busiswe N
— George —

May 2022

As a low-income family, getting a loan was not possible in the past. When I heard about Mipaydayloans I went online and applied for a quick loan. They were able to assist me.

Kara V
— Sandton —

June 2022

I would like to take this opportunity to thank Mipaydayloans for making the previously impossible, a reality. I am glad to be partnered with them. I would recommend them to all my family.

Susan W
— Port Elizabeth —

Mipaydayloans Contact

Physical Address

  • Unit 17, 6 Jones Street Watcor Park Cape Town Western Cape 7490 South Africa
  • Get Directions

Opening Hours

  • not available