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PicotiFin

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About – PicotiFin

PicotiFin is a South African personal credit provider based in Alberton and operating nationwide.

With the latest’s technological advances at our fingertips, we have brought the art of applying for a loan into the future. Simply log onto our website and complete the online application form and in no time at all, we will find you the perfect solution.

A loan finding service

Once we have received your supporting documents we will match you to your perfect loan. If you are blacklisted or are struggling financially that is not a problem as we have special loans solutions that where designed with you in mind. Complete the application form and in less than 30 minutes we will contact you to let you know how much you qualify for. The best part is, it’s completely 100% free to apply and there is no obligation to accept the loan.

A loan service with added benefits

Another amazing service that we offer our clients is to help you convert your pre-paid cellphone contract into a contract based service. This will give you more freedom on your plan and a host of extra benefits. Our company was established in 2001 and has had an excellent reputation for its products and services and thousands of happy clients that sing our praises.

Services – PicotiFin

We are experts in providing easy and quick personal loans to individuals who require extra cash. Complete our online application or apply via fax and we will get back to you on the same day to inform you of whether you have been approved and for how much.

Successful applicants can have their cash wired to their bank accounts timely. Our interest rates are highly competitive while the repayment terms that we offer give our clients maximum flexibility in order to pay back the loan.

Picotifin has a solution to your problem

We know how challenging it can be to cover all your living expenses and pay all your bills using only your salary, this becomes even more difficult if emergency expenses arise and you may not know where to turn.

Affordable online loans

No matter whether you have to pay for an emergency car repair or get medications for a family member, we can assist you with the right credit facility. Our fast and affordable online loans are designed to help you get out of any financial difficulty with ease. Simply make an application and we will arrange the ideal loan for you. Our interest rates are competitive while the repayment term is flexible.


Summary of Services

  • PAYDAY Loans 
  • PERSONAL Loans
  • INSTANT Loans


PicotiFin is a lender specialising in the provision of personal micro finance

Even if you have to borrow money urgently, you should still check how favourable the deal is and if you are able to afford payments on the loan.

In order to avoid confusion when you are in a hurry, it is very important to evaluate popular products in advance so that you can compare different offers and make an informed decision.

Personal loans

PicotiFin is a lender specializing in the provision of personal micro finance. Our company has been operating since 2001 and has secured a stable position in the market with many satisfied clients. Our products are available online making them easily accessible to all South Africans. You can expect a friendly professional service that is designed to accommodate you in the best way possible.

With the PicotiFin payday loans, you can borrow up to several thousand rand as long as you meet the basic requirements.

Borrow as much as you can afford to repay

We are a responsible lender and aim to help you not push you further into debt. We will look at your affordability and lend you as much as you can comfortably afford to repay.

Our payday loans have the repayment term of 1 month. On the due date, the lender will withdraw the principal amount plus interest and fees from your bank account automatically. You will know exactly how much you need to repay in advance so there will be no surprises.

You have to ensure that you will be able to afford the repayment of the loan before you apply.

Loan terms

If you need to borrow a larger amount of money for larger expenses you will be able to may monthly installments over 3, 6, 12, 18, 24 or 36 months depending on the loan amount. The more that you borrow the longer you will have to repay your loan. The installments are typically quite reasonable, but you have to keep in mind that the longer term will result in more interest payments and make the loan more expensive.

Generally, the interest rates set by this lender are competitive. Even blacklisted people may be able to qualify.


Customer Reviews & Testimonials

 Contact Details

1 Fore Street, New Redruth, Alberton, Gauteng, 1448, South Africa
Ph: 011 907 3459
Fx: 086 536 8797

 Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday Closed –