About – Res Q Loans
Res Q Loans offers financial assistance to South African clients, with a high quality service and a competitive edge.
As a medium sized financial services provider we have the capabilities to assist all clients throughout the country with their loan requirements. Over the last three years, we have assisted thousands of clients with their loan needs.
Our core focus is our client satisfaction
We believe in taking our clients on an experience that will have them smiling all the way. With our focus being on meeting our client’s needs, we deliver on these expectations through innovative technology systems driving speed and accuracy throughout the lending process.
Streamlined processes for you convenience
Our entire lending process is streamlined to allow easy access as well as fast turnaround times, so you don’t have to wait when you need to get extra cash to help you get through the month.
Another key driver in our business is our people
They have the knowledge and the expertise to provide a personalised service and assist where technology can’t.
Our competitive edge is our ability to lower our rates more than our competitors. We will get you the best deals on your loans, to keep you satisfied through every step of the lending process.
Services – Res Q Loans
Professional provider of loans in every genre for our clients in South Africa.
We use online processes to ensure speedy, safe and streamlined lending processes to our clients, to make sure that when they need cash, they get it fast.
What you need to know
We have aligned our services so that our firm safeguards the best interests of our clients and our employees at all times. We always provide over and above services to our clients, providing that personal touch from our consultants when our clients need assistance through every step of the loaning process. The application included the qualification criteria detailing our client’s personal information, loan requirements, your current expenses and your income details.
We tailor your interest rates according to the loan you wish to take
The management of our administration is highly advanced, ensuring your loan repayment is directly debited from your account on the designated date agreed on, and so you don’t fall behind. Our services are 100% secure, and our clients can rely of strict data protection protocols and technology to keep their personal details confidential at all times.
Our loans are simple and fast, our fees are transparent, and you get the expertise from our consultants when you need them. We work in line with the National Credit Act to ensure you never bite off more than you can chew!
Summary of Services
- PAYDAY loans
- SHORT-TERM loans
- UNSECURED personal loans
The payday loan you have been looking for is just a click away
Res Q Loans have been the preferred online lending platform for thousands of South African clients over the years.
We afford clients the opportunity to fill the gap when your month is longer than your pay check. These are the realities of today’s world. Expenses get higher and often come in when we don’t have the budget for them. But it’s not all gloom and doom.
Your trusted financial partner
Having the right financial partner on hand to help can make life a lot easier and less stressed.
Get an easy loan application which is totally online, no paperwork, no hassles, and no delays! Qualifying for a payday loan is easier than any other loan process. We don’t do intrinsic credit checks; we don’t require reams of documentation with your application.
Because the terms of a payday loan are very short-term, clients will need to pay off their loan buy their next pay check, however, the interest on these loan are far lower because of the time frame.
- CLIENTS will need a valid South African ID book
- RECENT bank statements of three months
- AND a recent pay slip
This is just to clarify what you in order to qualify for a cash advance. We only borrow cash to clients who are nationals of the country, and of the legal lending age. You need to be earning a salary in order to pay back your loan. And you need a valid bank account, for us to pay your loan into.
What can I borrow?
Our loans start from R500 and go upwards according to your affordability. If you can pay back more at your next pay date, then you can borrow more. On our portal, clients can complete the short application form, and submit to us directly.
Wait for us to clarify and verify your information and loan request, and within minutes we will get back to you with an agreement, which you can accept or decline, the choice is yours. We will then ensure that the cash is deposited directly into your bank account and arrange for a date when you will pay back the amount on your agreed contract.