About – Res Q Loans
Res Q Loans offers financial assistance to South African clients with high-quality service and a competitive edge. We were first established many years ago to provide short term financial solutions to those that need them most.
Our FAP (Financial Assistance Program) is there to assist employed South Africans to obtain financial assistance while sticking to ethical lending practices and the rules set out by the National Credit Act)
Our core focus is client satisfaction
As a medium-sized financial services provider, we have the capabilities to assist all clients throughout the country with their loan requirements. Over the last three years, we have assisted thousands of clients with their loan needs.
We believe in taking our clients on an experience that will have them smiling all the way through. Our focus is on meeting our client’s needs. We deliver on these expectations through our innovative technology systems that drive speed and accuracy throughout the lending process.
Streamlined processes for your convenience
Our entire lending process is streamlined to allow easy access and a fast turnaround time so you don’t have to wait when you need to get extra cash to help you get through the month.
Our people make our business successful
Through years of experience, we have acquired knowledge and the expertise to provide personalized service and assist where technology can’t. Our competitive edge is our ability to lower our rates more than our competitors. We will get you the best deals on loans to keep you satisfied through every step of the lending process.
Services – Res Q Loans
We are a professional provider of loans for our clients in South Africa no matter what their income status or credit history.
We use online processes to ensure speedy, safe and streamlined lending processes to our clients, to make sure that when they need cash, they get it fast.
What you need to know
We have aligned our services so that our firm safeguards the best interests of our clients and our employees at all times. The application includes the qualification criteria detailing our client’s personal information, loan requirements, current expenses and your income details.
We tailor your interest rates
To ensure that you get the best deal we work with you to arrange an affordable loan that suits your needs and your budget. The loan repayment is deducted directly from your account on the designated date agreed on.
Our services are 100% secure and our clients can rely of strict data protection protocols and technology to keep their personal details confidential at all times. Our loans are simple and fast, our fees are transparent and you can rely on the expertise from our consultants when you need them.
We work in line with the National Credit Act to ensure you never bite off more than you can chew and stay within your level of affordability.
Summary of Services
- PAYDAY Loans
- SHORT-TERM Loans
- UNSECURED Personal Loans
The payday loan you have been looking for is just a click away
Res Q Loans have been a preferred online lending platform for thousands of South African clients for many years and with thousands of satisfied clients, this number continues to grow each year.
We afford clients the opportunity to fill the gap when your month is longer than your pay cheque. When your expenses are higher than you expected and come when we don’t have the budget for them then a payday loan could be the perfect solution.
Your trusted financial partner
Having the right financial partner on hand to help can make life a lot easier and less stressed with us in your corner you will never have to stress over financial problems ever again.
Get an easy loan application online, no paperwork, no hassles, and no delays!
Qualifying for a payday loan is easier than any other loan process. We don’t do intrusive credit checks or require reams of documentation to be submitted with your application.
Because the terms of a payday loan are very short-term, clients will need to pay off their loan by their next pay date, however, the interest on these loan are far lower because of the time frame.
- CLIENTS will need a valid South African ID book
- RECENT bank statements of three months
- AND a recent pay slip
Apply today to see if you qualify for a cash advance. We only lend cash to our clients who are nationals of the country and of the legal lending age.
You need to hold a stable job and earn a salary in order to pay back your loan. You are required to hold a bank account that is in your name for us to pay your loan into.
How much may I borrow?
Our loans start from as little as R500 and go upwards according to your affordability. If you can pay back more at your next pay date, then you may borrow more. On our portal, clients may complete the short application form and submit this to us directly.
The final step
Wait for us to clarify and verify your information and loan request and within minutes we will get back to you with an agreement, which you can accept or decline, the choice is yours.
We will then ensure that the cash is deposited directly into your bank account and arrange for a date when you will pay back the amount on you agreed upon.