Rating based on 87 reviews

SA Payday

  • Payday loans up to R150,000
  • Bad credit friendly
  • Repayment up to 60 months

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SA Payday homepage
Author SA Payday. Screenshot of SA Payday website.
[Accessed December 9, 2022]

About SA Payday

SA Payday offer fast unsecured payday loans, to clients who need some extra cash to make their month stretch a little further.

We offer loans to all South African citizens countrywide at very competitive interest rates. Simply meet a few basic requirements and complete the online application form. To apply you need to have a job and earn at least R3 000 per month.

Payday loans up to R150 000

Apply for a payday loan of up to R150 000 as long as you are able to afford to repay it by your next pay date we will lend it to you. We don’t discriminate against those with a bad credit score or a bad credit history instead we base our decision on your current affordability to give those with bad credit a second chance.

Bad credit clients, we have great news

We don’t do long credit checks or divulge far into your financial history in order to approve a loan. We simply work out your level of affordability to may sure that you can repay the loan by the designated time frame.

An expert team and services

We have an experienced team of financial consultants on board. They make themselves available to assist clients whenever they need advice or assistance in regards to their loan application, Should you need guidance throughout the loan process we are there to help you.

SA Payday Services

You get that extra cash when your bank account is looking a little slim.

Our payday loans are accessible to everyone that is over 18 years old and who earns a regular monthly salary. The amount that you will be approved for will depend on your level of affordability.

Online payday loans

Our approvals are quicker than you have ever experienced. We want to see you happy and able to afford the knocks that life throws at you. In doing so, we build up our clientele and also provide a service that we can be proud of. In short, we offer fast paperless online application processes. Each process runs in a smooth quick and reliable manner.

Loans within 24 hours

We find a loan that is compatible with your needs and ensures the pay-out of the preferred loan amount is directly deposited straight into your bank account within 24 hours!

Longer loan terms

Our payday loans are short-term loans that lend over one month otherwise known as payday loans if you need longer to repay your loan then we offer loan terms of up to 60 months. Whatever your loan choice, we will get you the best deals at the lowest interest rates. You have nothing to lose and only cash to gain!

Apply with us online today and wait just hours for the cash to reflect into your bank account to use as you like.

SA Payday – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to R150,000
  • Repayment 6 months to 60 months

Benefits of SA Payday

  • Bad credit clients can apply
  • Receive loan approval via SMS
  • Get a personal loan up to R150 000

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

A payday loan is easy to apply for & you can have the cash within just minutes

Receiving the cash you need to tie you over till your next payday has never been easier than applying for a loan from SA Payday.

Our online portal, where all the magic happens

Using this online portal, you can sign up and start applying from any device with an internet connection. We are a proudly South African firm that aims to provide a service of quality-driven services. Our experienced consultants are there to assist our clients if they have any trouble navigating the quick online loan application process.

Our experience and knowledge in the financial industry enables us to assist clients to borrow cash within their means and not indebt themselves to the point where they are worse off than they were, to begin with

How to apply for a payday loan

Following these easy steps will get you cash in hours, to use as you please.

  • STEP 1: Complete the easy, short application form. Click on submit and wait for your application to be processed.
  • STEP 2: We will do the necessary verification on the information you have submitted, see what amount of cash you can afford and receive a no-obligation quote
  • STEP 3: If you are happy with the contract and terms of our arrangement, we will go forward with the final phase of transferring the cash straight into your bank account.

Our loan processes are 100% safe

You never have to worry about your personal and private information being disclosed. We use the latest technology data privacy encryption to ensure confidentiality at all times. Our turnaround time is fast and you can expect cash in your account within no more than 24 hours, if not sooner!

Everything you need via our online portal

You never need to search for better rates or terms again; we will do all the searching for you when you submit your application. There is no more need for excuses not to pay those overdue accounts and no need to struggle through the month without enough cash!

We have the cash waiting for you, apply now and get cash in your account today!

Customer Reviews & Testimonials

February 2019

SA Payday always comes through for me during a difficult time.

Mokgadi M
— Pretoria —

March 2019

After applying for a SA Payday loan, I only had to wait for a few hours to get feedback.

Banele D
— Durban —

SA Payday Contact

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