Rating based on 871 reviews
About – 1Life
Although we are known primarily as an insurance provider we also offer a wide range of lifestyle products including funeral cover, health cover our expense protector and opportunities to invest.
Our service is very affordable and you can save up to 22% of your premiums. Your interest rate can be fixed for the entire 24 months. Completing paperwork is a thing of the past. The entire application process can be completed online. There are no meetings, no medical examinations and you can do everything on our website or via the phone.
Venture capital finance to push your business ahead of the game
Our venture capital finance option creates capital that can be used to seed funding for your business and help your business expand and grow. Our instant loan options available can be used specifically to fund research and development.
To apply for this type of funding you will need to prove your business's track record and have a proven target market.
Supporting your business through incubation support
If your business is in the first 3 years of trading, this is the most critical time for any business, we offer incubation support of up to R10 million per enterprise as well as support from well-established businesses via our mentorship programme.
Understanding SEFA (Small Enterprise Finance Agency)
Our SEFA programme offers business loans of between R500 and up to the amount of R5 million. To qualify for this type of loan, your business needs to operate within South Africa, be a sole trader that holds a fixed physical address. Along with your application form, you must submit your business plan and show your ability to repay your loan.
Services – 1Life
If you need a business loan of up to R50 million regardless of what sector your business operates in our business partnership could be the solution that you are searching for.
Our service provides property transactions of up to R30 million and joint venture properties of up to R75 million. Another option that is currently gaining traction in South Africa is crowdfunding which could be just the thing your business needs to obtain business funding.
Ensuring the life of your business
Our products were specifically designed to protect you and your business against life’s unforeseen problems.
Our product range covers all aspects of your personal and business life and provides you and your family with protection and the peace of mind that you require in order to succeed.
Protect yourself against dreaded disease cover, disability, illness and death.
Protect your family with life cover
There is nothing scarier in life than wondering what will happen to your family after you pass away, if you are worried about how they are going to get by then you should think of applying for life insurance that will pay out in the event that something happens to you. Once you have passed on, don’t you want to know that your family is taken care of as much as possible and wont have to rely on payday loans and finance?
Protect your most valuable asset your income
Your income is one of your most valuable assets and should be protected at all costs. Our Expense protector option - protects your income and will give you a monthly payout if you become temporarily disabled due to illness or injury. This payout can be used to cover your monthly living expenses until you are able to return to work.
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Summary of Services
- PERSONAL Loans
- FUNERAL Cover
- BUSINESS Loans
Use a personal loan to get ahead in life
Apply for one of our personal loans today and receive between R5 000 and up to R150 000 through our quick approval rating and benefit from our very competitive interest rates and very flexible repayment terms. There are no hidden costs and our contracts are completely transparent.
Chose between easy repayment terms of between 12 months and up to 60 months by applying for a quick loan online via our website.
Analyse your financial needs
It is important to perform a needs analysis to understand the needs of your business. Our programme allows you to apply in 3 easy steps.
- Log onto our website and complete the online loan application form
- Provide us with your financial info and supply all supporting documents as necessary
- We will then assess your business needs and get in touch with you to complete the analysis
One of our consultants will assist you every step of the way and let you know exactly what kind of cover your business will require.
Cover for every stage of your life
If you are just out in life and you only need limited cover or if you have a business that needs more substantial cover, we have options available for every stage of your life.
Our insurance and business finance products protect both your business and your personal life from every angle.
No matter what kind of cover you are looking for we will have an option to suit your specific needs, contact us today to find out how we can make a positive contribution to the life of your business.
Customer Reviews & Testimonials
They have helped me to get the money to start my business cause they believe in my company as much as they believe in me.
— Cape Town —
They have helped us get the funding to start our organisation and have even helped us to get other people involved to help with the company
— Port Elizabeth —
They go above and beyond to help all the clients we got word of the company from another company and they have helped us.
— Pretoria —
Ph: 0860 10 53 40
- Monday 08:00 – 18:00
- Tuesday 08:00 – 18:00
- Wednesday 08:00 – 18:00
- Thursday 08:00 – 18:00
- Friday 08:00 – 17:00
- Saturday 09:00 – 13:00
- Sunday – Closed