Kuyasa Fund

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About – Kuyasa Fund

We are a non-profit organization dedicated to social development. We specialise in the use of microfinance for the purpose of helping the poorest South Africans have their own home. Our main goal is to make major improvements to the living conditions which the poor communities in the country have.

responsible credit management 

We aim to make home finance accessible to individuals who cannot find credit through the formal banking sector such as women and the elderly. We work to establish responsible credit management through the promotion of saving groups and regular repayment. We strive to improve housing and the country's social capital through the provision of credit. We help people build their own homes.

Services – Kuyasa Fund

At the Kuyasa Fund, we facilitate the access of the poor to housing finance with the goal of improving the lives of low-income individuals and families and entire communities in South Africa.

Individuals with low income can be reliable credit holders when savings are utilised effectively for assisting them with the building of financial capital and a social one as well.

the provision of microfinance

We specialise in the provision of microfinance services to people with guaranteed occupational rights who are unable to access formal business finance. We cater to the needs of those who do not have the opportunity to access other suitable sources of house financing.


Summary of Services

  • Business Financing
  • Business Loans 
  • Start-up Business Loans 
  • Grants 
  • Loans In Local Currency 
  • Loans In Us$


Kuyasa Fund Business Loans - How Good Are They

Entrepreneurship is a great way to make money, but finance in South Africa is not easily accessible for many business owners. That is why you should constantly search for opportunities. Use this Kuyasa Fund business loans review to decide whether these financial products will be able to help you.

The Kuyasa Fund is generally established to provide financing for housing and home improvement. Entrepreneurs who own a home and especially those who run their business form their own house will certainly find it useful. The maximum loan amount available is R30 000. It has to be used as per the requirements of the programme. You can use it for anything which will improve your living conditions and will enable you to run your business even more effectively.

save on interest 

The repayment term is from 6 months to 2 years. This makes the Kuyasa Fund business loans short-term facilities. On one hand, it may be more challenging for you to repay the loan, but on the other, you will certainly save on interest thanks to the shorter term.

The interest rate is 2.583% per month, but it is subject to changes. Generally, it is much lower compared to what most private lenders charge for a personal loan. It certainly helps to make the loan affordable.

Do you Qualify for a Loan?

In order to qualify for a Kuyasa Fund loan, you must have a monthly income of R3 500. If you are just starting your business this condition may be difficult for you to meet. In this case, your spouse or another family member who lives in the same house may be able to help. The good news is that people who are blacklisted, those who have bad credit and those who have judgements against their name can still qualify for Finance. The Fund is dedicated to catering to people who are unable to obtain finance from the major banks in South Africa.

This review finds the Kuyasa Fund loans to be a good choice for all entrepreneurs and especially for those who run their business from home. They are easily accessible and fairly affordable. They are reliable as well.

 Contact Details

3 Wrensch Rd, Observatory, Cape Town, Western Cape, 7925, South Africa
Ph: 021 448 3144 / 0860 589 272
Fx: 021 4473140
Em: [email protected]
Em: [email protected]

 Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 13:00
  • Saturday Closed –
  • Sunday Closed –