Rating based on 1,012 reviews


image of DebtLab
image of DebtLab

About – DebtLab

DebtLab takes pride in being one of the best insurance services to South Africans.

Seeing how unpredictable the world has become, it has become paramount to make life insurance quotes. If you are looking for a cell phone contract, we can arrange that deal for you too.

DebtLab will always deliver

Our application process was designed in such a way that you never have to wait that long before you get the response on your credit application. With the superior quality of our service, we can provide, effectiveness and efficiency are key.

We have dealt with credit plans from the day we opened the shop so we have become quite good at what we do.Personal loans,credit cards, debt management and counselling are our areas of expertise.

Services – DebtLab

Without making the loan application complicated, we have made everything easier and convenient, making the credit request accessible for everyone.

Our personal loans come highly recommended because our interest rates are affordable.

Loans from R500 to a maximum of R150 000

The loans that we offer are specific to an individual’s needs and affordability rank. We will never award you a credit plan that will proof to be too difficult for you to pay up.

The time taken to repay the loan is up to you

The minimum time to repay your loan is 1 month and the longest time you can take is 60 months. All you have to do is complete the short application form and we will see to it that you get the best deal.

Interest Rate

From 0 %

Loan Amount



Repayment Term

0 days

0 months

Summary of Services

  • PERSONAL Finance
  • DEBT Management
  • DEBT Assistance
  • ASSET Financing

For fast, reliable services you can count on, turn to Debt Lab

The money that you apply is usually the amount that we deposit into your account making it easier to finance your monthly shortcomings.

By making use of the Debt Lab quick personal loans review, you will be able to determine which is the right credit deal for you. It is on very rare circumstances that a person might be applying for credit with no intention of using the money immediately.

In many instances, people usually apply for instant cash loans because they want to make use of the loan right away. The reputation we have built over the decade has remained firm due to the customer service that we give our clients.

At DebtLab, there are no delays

Although the outcome of your loan can be completed in less than 24 hours, it is important to emphasize the fact that it might even take a slightly less turnaround time before the money is deposited into your bank account. Furthermore, being a 24/7 service makes it easier for the people that don’t have enough time during the day to apply at night.

There is a series of steps that need to be followed before you can apply for the loan at Debt Lab. After you have made a credit request, we will get you a broker according to the requirements you have stipulated in your application. Having many lenders renders as an advantage when a client’s application is rejected by one broker, you can move on to the next.

DebtLab gives the client the freedom of credit choice

Getting quick personal loans has never been this easier. The amount you would like to get will depend on your credit history and if you meet our lending criteria. Therefore, it is imperative to always ensure that you get your financial records in line.

Our consultants are the people that have to do the hard work of finding you a credit plan. As a customer, you don’t have to do anything. Our review has found DebtLab personal loans to be highly versatile and beneficial for customers

Customer Reviews & Testimonials

 Contact Details

19 Loop Street, Cape Town, Western Cape, 8001, South Africa
Ph: 021 300 1077
Fx: 086 696 0686

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed