Rating based on 29 reviews

Personal loans offered by Just Loans


  • Low-interest starting from 15%
  • Personal loans up to R100,000
  • Repayment up to 60 months

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Just Loans homepage

Author Just Loans. Screenshot of Just Loans website. [Accessed April 5, 2018]

About Just Loans

Born and bred in Port Elizabeth, Just Loans has been around for quite some time now, serving South Africans with all their credit affairs.

We have such a great privilege of having the best technology that has made us welcome customers who are applying for loans anywhere in South Africa. The online application has made things easier for clients who don’t have time to come straight to our offices or live too far. They can now assess our website and apply electronically. If approved, they will have the money deposited into their account within one business day.

Preplanning the repayment plan

Due to the fact that cash emergencies can happen at any time, we have made everything easier for customers who are looking for a loan. Our repayment plan is easy and can be executed at the desire of the customer giving you the freedom to choose when you would like to pay your loan.

Affording a loan has never been this easy with Just Loans

When we employed our employees, we knew that our clients will not only be in great hands, we knew they will also be financially equipped to always be on the right side of the financial law.

Just Loans Services

Qualifying for personal loans has never been this easy. Unlike other financial service providers, we don’t require a lot of documentation in order for our customers to meet our lending criteria.

By ensuring that our processes are slightly easier to do, customers are able to get the best reliable credit solutions.

Various credit plans available to every client that qualifies

As a client, you have the option of choosing short term loans or consolidation loans. These credit plans are subject to a customer meeting our criteria and abiding by other terms and conditions.

It is often difficult to be able to work with a registered financial services provider that offers you the best reliable service that you wouldn’t mind to use again should you be in need of a loan.

Bad credit loans

At the end of the day, anybody can be looking for a loan. That should never be mistaken with the assumption that you can’t spend your money right because even the most careful spenders may need a financial loan every once in a while. Even if you got blacklisted or have been associated with bad credit, we may still be able to help.

After completing our online application, we will be able to give you feedback in a matter of hours.

Just Loans Product Details

  • Loan Type Personal loans
  • Interest Rate 15 – 27.50% p/a
  • Loan Amount up to R100,000
  • Repayment 1 month to 60 months

Summary of Services

  • PERSONAL Loans
  • QUICK Loans

JustLoans.co.za – Our personal loans will suit your budget

In essence, after your loan application has been approved, you want to be able to repay the loan without being given any problems or backlogs. It is the duty of every customer to ensure that they have a clean credit profile.

By using a repayment calculator, you will be able to find out how much you qualify for. Furthermore, getting quick personal loans shouldn’t be as difficult as other credit providers make it out to be.

Technology has made things simpler and easier for everybody

Every South African can apply for a personal loan. Every broker that we work with is an expert when it comes to personal loans. They have to do the hard job of ensuring that they find a credit plan that is suitable for a client’s credit requirements free of charge. Nobody wants to wait when they have applied for short-term cash loans, time is always of the essence.

2 hours is all it takes

The miracle work only takes 2 hours to complete. After this, you will know whether you qualify for a loan and all the other basic information that comes with your approval. Lastly, you are required to send us documents that are needed as part of the verification process and your good to go!

Fast and reliable customer service

Depending on which bank you use, the money can take one or two business days to reflect on your bank account.

A loan to suit your budget

Since emergency expenses usually happen unexpectedly, it is beneficial to prepare. The broker is responsible for ensuring that you meet their requirements as you will be signing the agreement with them and not with us. It is important to ensure that you are able to pay back the loan amount you have applied for.

The great thing about our lenders is that they can work with anyone. People with bad credit may be required to pay a slightly higher amount than those that have a good credit profile. We want our customers to be able to pay off other debts regardless of their loan obligation with us. It is for this reason why our interest rates are affordable.

Customer Reviews & Testimonials

January 2019

At Just Loans the service is free so you do not have to worry about any charges or fees that will surprise you. They are upfront about everything and ensure that you know the exact implications o...

Terry R
— Uitenhage —

February 2019

The online platform makes applying for a loan a breeze. All you need is access to a Smartphone, Tablet or personal computer and you can apply within a few minutes. You will receive a response wit...

Tabisa D
— Queenstown —

Just Loans Contact Details

Physical Address

  • 377 Govan Mbeki Avenue Port Elizabeth Eastern Cape 6001 South Africa
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed