Rating based on 91 reviews

Kuyasa Fund – Personal loans


  • Personal loans up to R20,000
  • Repayment up to 24 months

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Kuyasa Fund homepage

Author Kuyasa Fund. Screenshot of Kuyasa Fund website. [Accessed April 5, 2018]

About Kuyasa Fund

We are a non-profit organization dedicated to social development.

We specialise in the use of microfinance for the purpose of helping the poorest South Africans have their own home. Our main goal is to make major improvements to the living conditions which the poor communities in the country have.

Housing finance

Our goals are to create viable households and communities. This is done through facilitating access to housing finance and is used as a tool that improves the well-being and support of development for a financial division that assists the poor. Kuyasa Fund believes that the poorest of the poor stand to be creditworthy!

Responsible credit management

We aim to make home finance accessible to individuals who cannot find credit through the formal banking sector such as women and the elderly. We work to establish responsible credit management through the promotion of saving groups and regular repayment. We strive to improve housing and the country's social capital through the provision of credit. We help people build their own homes.

Kuyasa Fund Services

At the Kuyasa Fund, we facilitate the access of the poor to housing finance with the goal of improving the lives of low-income individuals and families and entire communities in South Africa.

Individuals with low income can be reliable credit holders when savings are utilised effectively for assisting them with the building of financial capital and a social one as well.

The provision of microfinance

We specialise in the provision of microfinance services to people with guaranteed occupational rights who are unable to access formal business finance. We cater to the needs of those who do not have the opportunity to access other suitable sources of house financing.

Save on interest

The repayment term is from 6 months to 2 years. This makes the Kuyasa Fund business loans a short-term facility. On one hand, it may be more challenging for you to repay the loan, but on the other, you will certainly save on interest thanks to the shorter term.

Kuyasa Fund Product Details

  • Loan Type Personal loans
  • Loan Amount up to R20,000
  • Repayment 24 months

Summary of Services

  • Start-up business loans 
  • Save on interest
  • Micro-finance

Kuyasa Fund business loans - together we can move your business forward

Entrepreneurship is a great way to make money, but finance in South Africa is not easily accessible for many business owners.

That is why you should constantly search for opportunities. Kuyasa Fund business loans are here to assist you with financial products that could possibly be what you need in order to move forward.

Loans up to R30 000

Kuyasa Funding is generally established to provide financing for housing and home improvement. Entrepreneurs who own a home and especially those who run their business form their own house will certainly find it useful. The maximum loan amount available is R30 000. It has to be used as per the requirements of the programme. You can use it for anything which will improve your living conditions and will enable you to run your business even more effectively.

We don’t see you as just a number but as an individual, we strive to keep our customers happy and to put their needs first. It is our job to ensure that all our fellow South Africans who are in need are well looked after, we will assist and guide you in the best professional manner and give you the opportunity to grow.

Do you qualify for a loan?

In order to qualify for a Kuyasa Fund loan, you must have a monthly income of R3 500. If you are just starting your business and it feels a bit challenging for you, you could possibly consider that your spouse or another family member who lives in the same house may be able to help. The good news is that people who are blacklisted, those who have bad credit and those who have judgements against their name can still qualify for Finance. Our Fund is dedicated to catering to people who are unable to obtain finance from the major banks in South Africa.

Kuyasa Fund loans are a good choice for all entrepreneurs and especially for those who run their business from home. Our loans are easily accessible and fairly affordable and don’t forget the fact that we are also reliable.

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Kuyasa Fund is a trusted & reliable provider of personal loans

In our review, Kuyasa Fund adheres to the compliance criteria in accordance with NCA regulations, where the granting the loan will not cause financial distress to the consumer.

Kuyasa Fund is a registered credit provider in South Africa: NCRCP7450

Customer Reviews & Testimonials

May 2019

We are very happy with the service we have received and they have helped us get a loan that suits our company and its been worth it we will always be back.

Maxwell T
— Hermanus —

June 2019

They have helped us to get bigger premises for our company and now we are able to produce more products and pay our loan off in double time.

Carmen A
— Johannesburg —

Kuyasa Fund Contact Details

Physical Address

  • 3 Wrensch Rd, Observatory Cape Town Western Cape 7925 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 13:00
  • Saturday – Closed
  • Sunday – Closed