Rating based on 91 reviews

Kuyasa Fund

  • Personal loans up to R20,000
  • Expert Micro-Finance
  • Repayment up to 24 months

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Kuyasa Fund homepage
Author Kuyasa Fund. Screenshot of Kuyasa Fund website.
[Accessed December 8, 2022]

About Kuyasa Fund

Kuyasa Fund is a non-profit organization dedicated to social development.

They specialise in the use of microfinance for the purpose of helping the poorest South Africans own their own homes. Their main goal is to make major improvements to the living conditions of the poorest communities.

Housing finance

Kuyasa's Fund's goals are to sustainably empower households and communities. This is done by facilitating access to housing finance and supports the development of a financial division that assists the poor.

Responsible credit management

This lender aims to make home finance accessible to individuals who cannot access credit through the formal banking sector. This includes those who are informally employed, self-employed, and women and the elderly.

Kuyasa Fund works to establish responsible credit management through the promotion of saving groups and emphasis on regular repayments.

They strive to improve housing and the country's social capital through the provision of credit. They help people build their own homes.

Kuyasa Fund Services

Kuyasa Fund facilitates access to housing finance with the goal of improving the lives of low-income individuals and families, and by extension, entire communities in South Africa.

Individuals with low income can be reliable credit holders and transform their financial and social lives by owning their own homes.

Kuyasa Fund believes that providing financial services to the most marginalized communities can have the greatest impact on their lives, their prospects, and opens them up to a brighter future. 

The provision of microfinance

Kuyasa Fund specializes in the provision of microfinance services to people with guaranteed occupational rights who are unable to access business finance. They cater to the needs of those who don't have the opportunity to access other suitable sources of finance.

Save on interest

The repayment term offered ranges from 6 months to 2 years. This makes the Kuyasa Fund's business loans a short-term facility. On one hand, it may be more challenging for you to repay the loan, but on the other, you'll certainly save on interest thanks to the shorter term.

Kuyasa Fund – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to R20,000
  • Repayment 24 months

Benefits of Kuyasa Fund

  • Start-up Business loans
  • Save on interest

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Kuyasa Fund business loans - together we can move your business forward

Entrepreneurship is a great way to make money, but finance in South Africa is not easily accessible for many business owners.

That is why you should constantly search for opportunities. Kuyasa Fund's business loans are able to assist you to move forward and grow your business.

Loans up to R30 000

Kuyasa Funding provides financing for housing and home improvement. Entrepreneurs who own a home, and especially those who run their business from their own home, will certainly find it useful.

The maximum loan amount available is R30 000. It has to be used as per the uses allowed for in the program. You can use it for anything which will improve your living conditions and will enable you to run your business even more effectively.

Kuyasa Fund doesn’t see you as just a number but as an individual, and they strive to keep their customers happy and to put their needs first.

It is their job to ensure that all South Africans who are in need of credit are well looked after. They'll assist and guide you in the most professional manner and give you the opportunity to grow.

Do you qualify for a loan?

In order to qualify for a Kuyasa Fund loan, you must have a monthly income of R3 500 or more. If you're just starting your business and things are challenging, consider asking your spouse or another family member who lives in the same house to help.

The good news is that people who are blacklisted, those who have bad credit, and those who have judgments against their name can still qualify for finance with this lender. Kuyasa Fund is dedicated to catering to people who are unable to obtain finance from the major banks in South Africa.

Kuyasa Fund loans are a good choice for all entrepreneurs and especially for those who run their businesses from home. Their business and personal loans are easily accessible, fairly affordable, and reliable.

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Kuyasa Fund is a trusted & reliable provider of personal loans

In our review, Kuyasa Fund adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Kuyasa Fund is a registered credit provider in South Africa: NCRCP7450

Customer Reviews & Testimonials

May 2019

We are very happy with the service we have received and they have helped us get a loan that suits our company and its been worth it we will always be back.

Maxwell T
— Hermanus —

June 2019

They have helped us to get bigger premises for our company and now we are able to produce more products and pay our loan off in double time.

Carmen A
— Johannesburg —

Kuyasa Fund Contact

Physical Address

  • 3 Wrensch Rd, Observatory Cape Town Western Cape 7925 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 13:00
  • Saturday – Closed
  • Sunday – Closed