PicotiFin

image of PicotiFin
image of PicotiFin

About – PicotiFin

For over a decade, PicotiFin has been providing high quality personal loan services to South Africans.

Our goal is to make the process as speedy as possible and we have managed to achieve this with our online and fax application service.

Get quick approval

Our services are flexible, reliable, simple and super fast. You can get quick approval and direct money transfer to resolve any cash issue right away. You can be certain that the quick online loan solution will be totally effective.

The best interest rates

We have reputation for providing some of the best short-term micro-loan interest rates and some of the most comfortable loan repayment plans in the personal finance industry.

Services – PicotiFin

Picotifin understands your financial needs better than you think. We know how tough personal budget management is in a shaky economy and how difficult cash emergencies can be to resolve.

That is why we strive to provide only the best financial solutions in every situation.

Attractive interest rates

Whenever you need to make a payment and you do not have any cash left, you can contact us to obtain a payday loan which will get you back on track again. We have attractive interest rates and flexible repayment options.

Fast loan process 

We take pride in our fast personal micro-loan process and our expert customer service because we know that it's what matters most. We have you covered.


Summary of Services

  • Personal loans
  • Quick loans
  • Home loans
  • Personal finance
  • Asset financing
  • Vehicle loans


PicotiFin Quick Personal Loans Review – Can They Meet Your Individual Needs?

The ideal short-term loan is fast to obtain, sufficient to meet your needs and easy to repay. This PicotiFin quick personal loans review will help you to decide whether these credit products meet the fundamental criteria of every borrower.

The evaluation is detailed and objective. PicotiFin has been serving South African consumers for more than 12 years. It has well-established market presence and an expanding customer base. The service is professional in every respect. The representatives of the company will try to assist you in every possible way.

Expect a reply within minutes

PicotiFin's quick loans are fairly quick to get and when you submit all the required documents plus the filled out loan application form via fax or email, you can expect a reply within minutes. After you sign the loan agreement, the lender will wire the granted cash to your bank account and you will be able to use the money within 24 or 48 hours at the most. 

Several repayment term options

The loan amounts are determined individually based on the applicant's income. In general, you should be able to borrow up to several thousand rand if you earn between R1 500 and R3 000 a month. You can get sufficient cash for covering emergency expenses, for paying bills which are past due or for buying a replacement kitchen appliance. There are several repayment term options to pick from. These are 1, 3, 6, 12, 18, 24 and 36 months. You should make a choice carefully given that a longer term will give you smaller monthly instalments while a shorter term will help you save on interest payments.

Your Credit Determines your Rates

The interest rates on PicotiFin's personal loans are determined individually as well. Applicants with clean credit record can expect to pay the lowest rates which the lender has to offer. They are quite attractive. Those with blemishes on their credit record will have to incur a higher cost associated with the higher risk which they bring to the lender. In conclusion, the verdict of this review is that PicotiFin's personal loans are speedy to obtain and give you flexibility when it comes to repayment. They can be quite affordable to people with good credit history.

 Contact Details

1 Fore Street, New Redruth, Alberton, Gauteng, 1448, South Africa
Ph: 011 907 3459
Fx: 086 536 8797

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday Closed –
  • Sunday Closed –