Rating based on 30 reviews

Rural Housing Loan Fund


  • Improve Rural Living Conditions
  • Low-interest starting from 25%
  • Responsible Social Development

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Rural Housing Loan Fund homepage

Author Rural Housing Loan Fund. Screenshot of Rural Housing Loan Fund website. [Accessed April 5, 2018]

About Rural Housing Loan Fund

When we decided to open our doors for the community, we had good intentions at heart.

This was to assist every client that seeks financial credit and we have been doing exceptionally so. For more than a decade, our services have grown positively in the financial sector.

Housing finance

Our services at Rural Housing Loan Fund (RHLF) include awarding qualifying clients with affordable housing loans. This we do hand in hand with qualified brokers who offer them such loans based on their credit criteria amongst other requirements. At some point in your life, you will need housing finance and that is where we will always come in. We help every customer that succeeds as long as they are a South African resident.

Rural Housing Loan Fund Services

For as long as 1996, we have been giving households a new meaning to life by giving them a place they can call home through our home loans.

Unlike most financial providers, our credit plans are affordable and we have great home loan programs that can also be accessible to everyone who is looking for housing finance with RHLF.

Transparent services

Everything we do is accomplished with the utmost transparency. We will never give you a home loan that will be too expensive for you to pay. Each loan is designed in such a way that you don’t feel like the credit weight you are carrying is heavy. Furthermore, having a team of experts also makes things so much easier for the client because he is guided every step of the way.

Rural Housing Loan Fund Product Details

  • Loan Type Personal loans
  • Interest Rate 25 – 30% p/a
  • Decision 24 hours

Summary of Services

  • Affordable housing funding
  • Funds within 24 hours

Cash in a hurry is just a quick, simple online loan application away

There is always something to be repaired or improved in a home, but there is rarely enough cash for financing the changes. That is why you need to use a loan.

Read this Rural Housing Loan Fund review to evaluate their quick personal loans and to determine their usefulness to you.

The Rural Housing Loan Fund (RHFL) is dedicated to supporting low-income families throughout South Africa. It does not lend money to people directly. It provides funding to commercial lenders of various sizes so that they can provide affordable loans. These loans are especially designed for the financing of housing improvements. They are readily available in all nine provinces of the country. You can expect lenders to assist you in every way possible with the obtaining of such credit products.

How quickly can you obtain one of the Rural Housing Loan Fund quick personal loans?

The application process is fairly straightforward. It does not differ much from the traditional application process. You have to visit the office of the lender, however. The approval should not take more than a few days. Once you sign the loan agreement, you will be able to use the funds within 24 hours at the most.

The RHFL loans are among the most affordable which you can find. They come with some of the lowest interest rates in the market. The term and repayment schedule are quite flexible. They are especially designed to help you repay the loan comfortably without have to make major changes in your budget.

The loan amount will depend on how much money you need to repair or improve your home. If the cost of the project is very high, you may not be able to obtain the full amount which you require. Still, you can expect to get a very large chunk. It is important to note that the funds can be used for housing improvement only. You cannot spend the money on other things.

This review's verdict is that the Rural Housing Loan Fund quick personal loans are among the most affordable and the easiest to repay. They are readily available to low-income households.

Customer Reviews & Testimonials

February 2019

The best thing about dealing with the Rural Housing Loan Fund is that you know that they operate responsibly and transparently. When I was borrowing money from them I knew that I was in good hand...

Timothy M
— Alice —

May 2019

Within the span of 24 hours, I had received the money that I needed. When applying from the Rural Housing Loan Fund you can expect to get a fast response and a loan with fast turnaround time. No ...

Siphokazi M
— Paarl —

January 2019

Friendly service, professional attitudes and a great work ethic; they ensure that you get the loan that you get the exact loan that you need to serve just the way you like it.

Aviwe M
— George —

Rural Housing Loan Fund Contact Details

Contact Number


  • not available


Physical Address

  • 2nd Floor, Liberty Gardens, 10 South Boulevard, Bruma Johannesburg Gauteng 2198 South Africa
  • Get Directions

Postal Address

  • PO Box 645, Bruma, 2026, South Africa

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed