Rating based on 97 reviews


  • Bad credit loans up to R150,000
  • Affordable loan options
  • Find a loan online

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Author Bad-Credit-Loans.co.za. Screenshot of Bad-Credit-Loans.co.za website.
[Accessed April 5, 2018]

About Bad-Credit-Loans.co.za

Bad-Credit-Loans.co.za is a broker specialising in loans for blacklisted people and those with judgements against their names.

We offer quick loans of up to R150,000 from reputable lenders in South Africa. To apply you need to be over 18 years of age and have a monthly income higher than R1,500 and a South African bank account that is in your own name.

Simple application process

Simply complete the online loan application using your personal details and detailing your loan specification once we have received them we will get back to you within an hour to inform you of the outcome. We are committed to providing only the best quality products and services to our customers.

Bad-Credit-Loans.co.za Services

Bad-Credit-Loans.co.za is a broker providing finance to people with bad credit and helping them out in their time of need. When all the other lenders say no, we will find a way to say yes.

Sometimes you may not qualify for as much money as you would like to borrow, so we may approach you with a counter offer that we feel will be more affordable based on your income.

Personal loans

With our personal loans in South Africa,you can obtain any amount up to R150,000 depending on your level of affordability.

Our application process is fully automated and runs entirely online from start to finish, there is no need to ever see a consultant in person or to visit our branch, instead apply from the comfort of your home or office and we will do the rest for you and notify you once the money arrives safely in your account.

Bad-Credit-Loans.co.za – Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to R150,000

Benefits of Bad-Credit-Loans.co.za

  • Bad credit friendly 
  • Affordable repayments
  • Up to R150 000 for qualifying clients
  • Secure transactions

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Bad-Credit-Loans.co.za - We can get you a speedy bad credit loan

We have a wide network of reputable micro lenders and this makes it easy for us to source you the ideal loan quickly without any hassle.

Our loans provide the ideal solution to your financial troubles, if you have had your application declined in the past, don’t despair because we will find you a lender that will say yes and help you out in your time of need.

Loans for clients with bad credit

Our loans will help you take the stress out of cash emergencies because they are easy, simple and affordable for people with bad credit. Stop tossing and turning in your sleep and let us help you find a solution to all your cash flow problems.

If you have made mistakes regarding debt repayment in the past, you will most probably not be able to secure a loan from a major bank. However, this does not mean that there are not credit products suitable for you.

Blacklisted people may find it more difficult to obtain a loan but we offer special blacklisted loans that were designed for those with a bad credit score. Our loans are unsecured and have easy to manage repayment terms that can be customized to suit your needs. Arrange to only borrow as much money as you can easily afford to repay without causing yourself extra debt or to be trapped in a cycle that keeps you dependant on loans.

Use this Bad-Credit-Loans.co.za review to assess the quality of the bad credit loans provided by this company and to decide on their usefulness to you.

Bad-Credit-Loans.co.za is an online loan broker specialising in products for people with bad credit. Our company works with a large number of lenders this automatically increases your chances of securing a loan.

Once off brokerage fee

In order to find you a loan when all the others say no we charge a small "find a loan" sourcing fee. This once of small fee of only R299 covers the costs of the broker that processes your loan application and negotiates with lenders on your behalf.

This fee does not automatically mean that your loan application is approved but we will do everything in our power to grant your loan request.

Customer Reviews & Testimonials

May 2019

Applying for a loan on the Bad Credit Loans.co.za website was one of the easiest things to do. Everything is straight forward and I didn’t encounter any hassles.

Bandile Z
— Kempton Park —

June 2019

I was happy to discover that it only took a few hours for my loan application to get approved.

Cynthia H
— Cape Town —

Bad-Credit-Loans.co.za Contact

Physical Address

  • Multisec House Sir Benjamin Promenade Durbanville Western Cape South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed