Rating based on 489 reviews


image of Kathlego
image of Kathlego

About – Kathlego

Kathlego Cash Loans has the most technologically advanced credit system and a team of experienced dedicated employees whose main aim is to find you the financing that you need in as little time as possible.

These factors make us one of the top micro lenders in South Africa despite our young age we add more and more clients to our family everyday.

Easy and completely affordable

We are able to offer affordable personal loans with comfortable repayment terms and maximum flexibility. On average our customers receive their funds within an hour after making their application. This makes our service one of the speediest that you can find.

We have a proven track record of success and numerous satisfied customers. First-time clients are offered micro loans up to R3000 for a term of 3 months and the option of taking out an additional loan after the payment of the second instalment. This will help you budget better and if you still aren’t coping yet then the second loan is a very handy benefit to have.

Services – Kathlego

The most important thing about our microloans is that they are effective solutions in the case of cash emergencies.

When it is the middle of the month and you are left without money to cover your living expenses or you have to pay for a broken car repair or your kids' school fees, you can rely on fast and easy credit to fix the problem. Pay your bills so that you can get on with your life.

It is super easy to apply

Now you can do it without even visiting the lender's office. You will get approval quickly, simply because we only need to verify a few things and do not run a complete credit check. Instead, we verify your details and then decide if your loan should be granted based on your level of affordability and current expenses that you have.

Quick cash in your account

You can call us to get your loan today. If your loan application is approved the money will be paid into your account within 2 hours of your application being approved. That's quick cash paid directly into your account now! Get your cash as soon as you need it by applying today.

Repayment Term

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Summary of Services

  • INSTANT Loans
  • MICRO Loans 

AT Kathlego, you have reliable bad credit loans at your fingertips

The fact that you have a bad credit record lowers your chances of securing a loan, but there are some loan options which are specially designed especially for you

Consider your options and choose the one that matches your needs perfectly. Our blacklisted loans have very flexible loan repayment terms. A debit order is set to run automatically that is aligned with your salary payment. This will make it easier to never miss a payment or pay late penalty charges.

Online loans

Kathlego is a service provider specialising in matching clients to our credit products. Our company has been operating since 2010 and our customer base is growing every day.

Our services are available entirely online and this makes us accessible to South Africans nationwide. You simply need to complete an online application form and you will know your outcome in a matter of hours. We have speedy service and friendly consultants that are there to answer any questions. We are very professional and our contracts are very transparent and easy to understand.

Kathlego bad credit loans are provided by a variety of micro lenders. We will find you the most suitable credit products and process your application very quickly to get you the cash you need as soon as possible.

Save time & effort

Don’t risk damaging your credit score by applying to lenders separately, each enquiry will cost you points on your credit score and this will make it even easier for your loan to be declined as your credit score plummets.

Borrow up to R3000

The loan products that we offer were designed especially for meeting your short-term cash needs. You can use them to pay for late bills or pay for your car's repair. Returning customers may be able to borrow more the next time they apply.

Chances of approval?

Some lenders that work with us do not work with people who are blacklisted or have overdue accounts. However, some are more flexible options that may be able to help you find a solution.

The chance of approval will depend on how bad your credit record is and on how long ago you were in financial trouble. The interest rate you are charged will certainly reflect the fact that you are a high-risk borrower, you may be subjected to stricter loan terms.

The verdict of this review is that the Kathlego bad credit loans are suitable for covering small unexpected expenses which occur during the month.

When you need a loan in a hurry apply with us.

Customer Reviews & Testimonials

 Contact Details

11 Union Street, Virginia, Free State, 9430, South Africa
Ph: 057 212 5688
Fx: 086 640 8570
Em: info@kathlego.co.za

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed