Rating based on 78 reviews

Legal Loans


Legal Loans homepage

Author Legal Loans. Screenshot of Legal Loans website. [Accessed April 5, 2018]

About Legal Loans

Legal Loans is a Cape Town based company providing legal assistance and free personal "find a loan" services to South Africans nationwide.

When you work with us, you pay only for Legal and ID Assist Plan and Credit Snapshot the loan finding service is an added benefit that you receive absolutely free of charge.

A dedicated team

We work with the best micro lenders in the country and offer the most affordable and easy online loans. We have a dedicated team of consultants that are standing by to help you if you need assistance. Our consultants are professional and are trained to find you the best customer service that you can get.

Legal Loans Services

We are legal assistance specialists that provide a free personal find a loan service as a bonus to customers.

When you find yourself in trouble with the law give us a call so that we can help, we will give you the right advice and help you stay protected. Call our helpline any time of the day or night. Assistance is only a phone call away and could save you from spending a night in jail or worse.

Our value package service

Use Legal and ID Assist Plan and Credit Snapshot and take advantage of our free loan finding service. We will find you the best deal available in the South African market with the most flexible repayment terms and the lowest interest rates.

Legal Loans – Bad credit loan

  • Loan Type Bad credit loans
  • Repayment 12 months to 60 months

Benefits of Legal Loans

  • Finance for bad credit
  • Easily deductible repayments
  • Approval in hours

Bad credit loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Legal Loans provides clients with a value-added loan service

Easily get an unsecured loan which does not need you to put up an asset as security so there is less risk to you as a client.

Unsecured loans are low-cost loan options and are usually only granted to those with a good credit score. We are able to offer these un-secured loans to our blacklisted clients at the rates that are usually reserved for those with bad credit.

Affordable loan options

These online loans are suitable for all South African citizens including homeowners, tenants, students and more. We will take special care to help individuals with bad credit, poor credit history, defaults, and court judgements. The repayment terms are very affordable and can easily be deducted from your salary each month.

Bad credit loans to keep you going

If your credit history has one or more black spots, you may find it quite difficult to qualify for the traditional credit products offered by banks. The good news is that there are micro lenders specialising in offering products to those with bad credit.

This Legal Loans review intends to evaluate the bad credit loans offered by this company and to help you decide on their usefulness to you.

Finding you the perfect loan solution

Legal Loans is a service provider offering assistance with finding a loan, legal help and assistance with identity theft prevention and resolution. Our company specialises in working with people who are blacklisted or have garnishee orders or judgements against their name.

The loan search service is free while the 2-year Legal and ID Assist Plan and Credit Crunch Report will cost you a small amount of only R395.

The bad credit loans of Legal Loans are provided by different microlenders and brokers specialising in these particular bad credit products. Our company is there to process your application and to negotiate with the lenders on your behalf to find you the right loan to suit your needs. You will learn the outcome of your application in 3 to 5 days.

Waiting is worthwhile

Since the company specialises in working with people who have bad credit, you will have fairly high chances of getting approved. You may have to wait up to 5 days to receive an outcome this is to give us enough time to be able to find you a loan that fits your budget from a lender that will offer you the lowest interest rates and very flexible repayment terms.

Our job is to match you with the best lender but the wait will defiantly be worthwhile. Once we have found you the best loan simply sign and receive your cash. Once you have signed the loan agreement, the granted loan amount will be wired to your bank account straight away.

At Legal Loans, we provide quick loans from R2,000 up to R150,000.

Customer Reviews & Testimonials

April 2019

I was treated with such professionalism at Legal Loans when I applied for credit.
Charity Bole

Charity B
— Port Edward —

May 2019

There has never been a time where I wasn’t given a loan at Legal Loans. My applications always get approved!

Brian H
— Margate —

Legal Loans Contact

Contact Number


  • not available


  • not available

Physical Address

Postal Address

  • PO Box 378, Cape Gate, 7562, South Africa

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed