Legal Loans

image of Legal Loans
image of Legal Loans

About – Legal Loans

Legal Loans is a Cape Town based company providing legal assistance and free personal "find a loan" services to South Africans nationwide.

When you work with us, you pay only for Legal and ID Assist Plan and Credit Snapshot.

We'll find the perfect micro loan for you without charging extra.

We work with the best micro lenders in the country and offer the most affordable and easy to repay loans. We have a dedicated team of consultants based in our technologically advanced call centre.

They are professionally trained and work restlessly to give you the best customer service that you can get.

Services – Legal Loans

We are legal assistance specialists who provide a free personal find a loan service as a bonus to customers.

As long as you use our Legal and ID Assist Plan and Credit Snapshot, we will find the best micro loans for you among the many different ones available in the South African market.

You will be able to get an unsecured loan which does not involve the placing of any security.

These micro loans are suitable for all South Africans including homeowners, tenants, students and more. We will take special care to help individuals with bad credit, poor credit history, defaults, court judgements and repayment arrears get affordable credit easily.


Summary of Services

  • Instant Loans
  • Student Loans
  • Indirect Loans
  • Micro Loans 
  • Instant Cash Loans
  • Blacklisted Loans
  • Consolidation Loans
  • Bad Credit Instant Loans
  • Long Term Loans
  • Direct Loans


Legal Loans Review - How Favourable Are Their Bad Credit Loans?

If your credit history has one or more black spots, you may find it quite difficult to quality for the traditional credit products offered by banks. The good news is that there are micro lenders specialising in offering products to people like you.

This Legal Loans review intends to evaluate the bad credit loans offered by this company and to help you decide on their usefulness to you.

Legal Loans is a service provider offering assistance with finding a loan, legal help and help with identity theft prevention and resolution. The company specialises in working with people who are blacklisted or have garnishee orders or judgements against their name.

The loan search service is free while the 2-year Legal and ID Assist Plan and Credit Crunch Report will cost you R395.

The company has a considerable amount of experience.

Currently, it has had over 200,000 customers. You can expect an easily accessible and friendly service.

The bad credit loans of Legal Loans are provided by different micro lenders and brokers specialising in these particular credit products. The job of the company is to process your application and to negotiate with these parties. You will learn the outcome of your application in 3 to 5 days.

This is not the speediest of services, but the waiting can be worthwhile.

Since the company specialises in working with people who have bad credit, you will have fairly high chances of getting approved.

Once you have signed the loan agreement, the granted loan amount will be wired to your bank account straight away.

At Legal Loans, we provide a cash loan from R2000 up to R150000.

This gives you the opportunity to take out enough money for making a major purchase, investing in an important project, or resolving cash emergencies.

The repayment term is negotiable.

It can be between 1 and 6 years. You have to decide on the trade off between instalment size and total interest cost.

The interest rates are higher due to the higher risk which lenders assume, but they can be quite competitive in their own category.

This review finds the bad credit loans of Legal Loans to be highly diverse and to offer a great amount of flexibility.

 Contact Details

South Africa
Ph: 021 815 4500 / 021 415 4699
Em: [email protected]

 Postal Address

PO Box 378, Cape Gate, 7562, South Africa

 Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday Closed –