Rating based on 73 reviews

Loan Tracer

  • Bad credit loans up to R200,000
  • Low-interest starting from 10.71%
  • Repayment up to 60 months

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Loan Tracer homepage
Author Loan Tracer. Screenshot of Loan Tracer website.
[Accessed December 9, 2022]

About Loan Tracer

Loan Tracer offers unbeatable and highly competitive short-term loans to clients across the country.

With a client list a mile long, they have a high satisfaction rate - higher than they could have ever imagined. Their loan products are of the highest quality and they offer low rates.

World-class financial services

Loan Tracer aims to provide financial assistance to all South Africans - regardless of location.

Since their establishment in 2002, they've built a lending empire, based on their ability to maintain outstanding service. This provider makes it easy to get finance even if you're blacklisted or have a bad credit score.

Loan Tracer will search their database to find you the best possible option. This is where they truly shine. Their aim is to offer everyone a chance to get a loan - no matter what their credit record looks like. 

Minimum loan requirements

You need to have a permanent job and earn a monthly salary that gets paid into your bank account.

You also need to be over the age of 18 years old. Let Loan Tracer help you get a loan when you need it most.

Apply online now and let this friendly provider change your life for the better. It’s easy, quick, and the entire process can be completed online. Apply today!

Loan Tracer Services

Loan Tracer's service offers affordable cash loans to all South Africans, even those who are blacklisted or have a bad credit record.

There are so many reasons why you may need a loan in today’s world. From bills and school fees to pay to simple household necessaries.

You could be financially stable and unexpected happenings could still throw your budget off. You may need a quick online loan to help you out in an emergency - whatever the reason, Loan Tracer can help.

Bad credit loans

Being blacklisted makes it even more difficult for you to apply for a loan. Many lenders and especially banks will not approve your loan if you have a bad credit score.

This doesn’t, however, mean that you can't get a loan. Loan Tracer will be able to assist you when no one else will even look at your application. They won’t look at your credit score alone, in fact, they'll look at what you can afford to pay back after you settle your expenses each month.

Affordable loan application

Easily apply for financing through Loan Tracer's online loan application platform. All you need is a few minutes to complete your personal details and specify your loan requirements.

Once this step is completed it will be processed by Loan Tracer pending verification and approval. The money will be paid into your account within 24 to 48 hours and you can spend it on whatever you like.

Loan Tracer – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 10.7160% p/a
  • Loan Amount up to R200,000
  • Repayment 3 months to 60 months

Benefits of Loan Tracer

  • Satisfaction guaranteed
  • Blacklisted loans available
  • Assistance in as few as 24 hours
  • Loans of up to R200 000

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Loan Tracer will source the ideal blacklisted loan for you

If you're ready to apply for your bad credit loan, visit Loan Tracer's website and follow the easy steps.

You can make use of their paperless process and complete the application form online in just a few minutes. What’s even more amazing is that if you apply before 15h00, the cash will b transferred into your account on the same day.

You'll receive an email notification once your application has been received and they'll keep you informed every step of the way.

Provide the following documents:

  • Your most recent payslip
  • A valid South African ID document
  • 3 months bank statements

Loan Tracer aim for same-day delivery

The quicker you complete the application information, the quicker Loan Tracer can verify your details and payout your loan.

They'll give you a call once they get the documents to finalise the last details of your loan agreement, and then the cash will be directly deposited into your banking account.

Fast service delivery

Loan Tracer's processes are quick and simple. They don’t jeopardise the quality of their customer care. They're lucky to have a support team of highly experienced members on board, who are always available to assist you when you need a little guidance.

Loan Tracer is the short term provider that's taking the online lending industry to new heights. They've assisted thousands of clients on a monthly basis and have many happy clients return once their initial loan has been paid off.

Credit history versus affordability

Although many clients have a problem getting finance because of their credit history, Loan Tracer looks at the bigger picture and focus on your affordability. Regardless of what your credit score is, they look at if you can afford the payments on your loan to make their final decision.

Apply now and be one of the thousands of happy clients that have used Loan Tracer to obtain the ideal bad credit loan when they were in need. 

Customer Reviews & Testimonials

April 2019

Everything they do is with the outmost dedication to the best interest of the client.

Timothy R
— Soweto —

June 2019

Loan Tracer uses such a convenient loan application process.

Hilda V
— Carletonville —

Loan Tracer Contact

Physical Address

  • N Bank Ln, Century City Cape Town Western Cape 7441 South Africa
  • Get Directions

Postal Address

  • PO Box 569, Century City, 7446, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed