Rating based on 77 reviews

SA Cash Loans


  • Personal loans bad credit up to R150,000
  • Low-interest starting from 29%
  • Repayment up to 60 months

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SA Cash Loans homepage

Author SA Cash Loans. Screenshot of SA Cash Loans website. [Accessed April 5, 2018]

About SA Cash Loans

SA Cash Loans brings you the ideal solution needed for complete financial freedom. We are here to give you our full support to listen and apply!

We work with many different reputable lenders from all over South Africa; we have the skills and expertise to match you to the product tailor-made for your exact requirements. We will facilitate your online loan application and negotiate the best terms and conditions with the lender, ensuring that you get the best possible solution for your need.

Fast turn-around times are guaranteed

There’s nothing worse than waiting for answers, especially when you are in desperate need of cash for what-ever reason it may be. SA Cash loan understands this and that is the reason you can expect your quick loan to be in your account as quickly as possible.

We offer a fully personalised service. You will be assigned a consultant who will be responsible for your case and work with you at all times. You won’t need to contact 10 different people and state your case every time you have a question or query on your account. You can contact us for information, assistance and advice at any time.

SA Cash Loans Services

We’re here to assist you with the best possible service you can find. SA Cash Loans turns the loan application process from an endless nightmare to a short and simple procedure.

We specialise in personal loans for bad credit, microloans and debt consolidation. To give you some peace of mind, we work with the best lenders in South Africa and guarantee that will match you to the best product for you.

We negotiate on your behalf

We will take care of the entire application process and negotiate with the lender on your behalf. The main advantage of working with us is that you will get a personal consultant assigned to you. A professional consultant will be fully dedicated to your case and will provide full assistance and information as and when required.

SA Cash Loans – Personal loan bad credit

  • Loan Type Personal loans bad credit
  • Interest Rate from 29%
  • Loan Amount up to R150,000
  • Repayment 6 months to 60 months

Benefits of SA Cash Loans

  • Bad credit friendly
  • Speedy service
  • Easy repayment terms
  • You can lend up to R150 000

Personal loan bad credit calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

SA Cash Loans has the best deals on bad credit loans

It is really discouraging to get declined for a loan because of past bad credit history when you really need the money.

In this situation, you can consider the products of a specialised lender. You’ll find that our personal loans for bad credit are great because we help you when no one else will.

It is easy to apply for a credit product

SA Cash Loans is a company that specialises in connecting borrowers to the most suitable loans for them. It operates online and this allows us to offer our services nationwide. All you have to do is to fill out the online loan application form. You can expect a reply within several hours. If you are approved, you will receive the approved amount of cash in your bank account within 48 hours of signing the agreement. We aim to make our service speedy as well as simple to use.

Good chances of qualifying

In order to access the personal loans offered by SA Cash Loans, you have to meet a set of requirements.

You need to be employed earning at least R3 000 per month. Note that your credit score will affect the terms and conditions of the loan which will be offered to you. However, you have good chances of qualifying especially if you have just a few black spots on your credit record.

Borrow between R500 and R150 000

With these loans for blacklisted individuals, you will be able to borrow between R500 and R150 000. You should be able to take out enough cash to make a large purchase or to finance a big project. Given that you have bad credit, you should resist the temptation to borrow more than you need. The interest rate will be determined by your creditworthiness.

Versatile enough to match a borrower's cash needs

The maximum repayment term offered by SA Cash Loans is 5 years. You may be able to negotiate the length of the term based on your needs. Just keep in mind that a lower credit score will result in a shorter term. It can be as short as 6 months. In this situation, you may be forced to take out a smaller amount of money. In conclusion, this review finds the bad credit cash loans offered by SA Cash Loans to be fairly quick to obtain and versatile enough to match a borrower's cash needs.

If you are in a financial pickle please don’t hesitate to contact us, we here to assist you in the best possible way.

Customer Reviews & Testimonials

April 2019

Great service and you have showed me that you care.

Michelle C
— Port Elizabeth —

June 2019

The company has gone beyond by explaining my payments and they have let me know that if i ever have any problems that they will assist me.

Sarah M
— Georgre —

SA Cash Loans Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed