UT Financial Services

image of UT Financial Services
image of UT Financial Services

About – UT Financial Services

The core objective of UT Financial Services South Africa informally referred to as UTFS SA is to serve the small and medium enterprises which form the backbone of the South African economy with business loans.

The company operates as a joint venture between UT Holdings Ltd and FABCOS which are financial leaders on the African continent.

Dedication, integrity & expertise

UTFS SA has emerged as the non-bank lending company of choice for numerous SMEs from all over the country due to its dedication, integrity and expertise based on extensive knowledge and many years of experience. We were the first to offer the fastest quick loan approval time in the market - 48 hours. Our products are easily accessible and come with competitive rates and flexible repayment options.

Services – UT Financial Services

UT Financial Services South Africa, referred to as UTFS SA for short, serves small to medium businesses in the country.

We strive to develop true partnerships with our customers by developing new opportunities for them and offering timely and reliable short-term financial solutions. We believe that our work helps not only individual entrepreneurs but the whole South African economy.

Cash granted within 48 hours

We give SMEs the financial freedom which they require for developing their unique products and ventures. We assist them with making investments which are guaranteed to bring success and growth. We have a simple three-step online loan application process with approval being granted within 48 hours.


Summary of Services

  • ONLINE Loans
  • PAYDAY Loans
  • CASH Loans
  • INSTANT Loans
  • PERSONAL Loans


UT Financial Services – Are Their Quick Personal Loans a Good Choice for You?

You want to exploit every opportunity for earning extra income, but there are cash constraints which you cannot overcome. A personal loan can be the ideal solution in a situation like this one.

This UT Financial Services review intends to help you evaluate the quick personal loans of this lender and to decide whether they can give you what you are looking for. UT Financial Services is part of UT Group, one of the largest financial companies of Ghana with solid presence in South Africa and other African countries. The lender is trustworthy in every respect. You can work with their experts with complete confidence for finding the solution which you need.

Start & develop a business

The quick loans offered by UT Financial Services are especially designed for entrepreneurs. The major benefit of these loans is that they are available to entrepreneurs who cannot meet the strict lending requirements of banks. They can help you start and develop a small or micro business. They can be used for buying equipment and for managing your cash flow. If you work from home and offer professional services online, for instance, you can use the loan for purchasing a computer with a faster processor.

Apply for a loan online

The nature of the short term cash loans provided by UT Financial Services makes them not particularly fast to obtain. Since the lender wants to evaluate your business or business idea as well as your individual ability to repay the loan, you can expect to hear from them within 48 hours after making an application. You can apply for a loan online with the process taking only a few minutes. If you are approved, you will be able to obtain the granted cash within 24 to 48 hours after signing the loan agreement. Generally, the speed is quite good for loans of this type.

Striking the right balance

The personal loan amount is determined individually based on how much money you need and on your ability to repay the loan as well. The term is flexible. You can select it so that it strikes the right balance between affordable instalments and reasonable cost of borrowing. The interest rate is also determined on a cast to case basis. The conclusion of this review is that UT Financial Services are a great choice for individual entrepreneurs.

 Contact Details

Office 204, 1st Floor Yarona Building, 85 Cnr Watt & 3rd Street, Wynberg, Johannesburg, Gauteng, 2090, South Africa
Ph: 010 591 2757 / 012 941 4715
Fx: 010 591 2758
Em: [email protected]

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday Closed –
  • Sunday Closed –