PicotiFin

image of PicotiFin
image of PicotiFin

About – PicotiFin

PicotiFin has been helping South Africans secure fast and reliable personal loans since 2001.

Our loan services boast with efficiency, simplicity and speed.

We take pride in same-day approval.

We offer attractive interest rates and flexible repayment plans.

Our head office is in Alberton, but we serve all South African citizens through our online cash loans. The entire application process can be carried out and completed online or via fax.

It is quick and easy and does not require any specific technical knowledge. No personal visit to our office is required.

You can get credit quickly to resolve any cash emergency without hassle.

Services – PicotiFin

Picotifin is a company with extensive experience in credit provision.

We work with numerous customers from all walks of life and we know how tough the economy is at the moment.

We understand that you have hard time managing your budget during the month especially if emergency expenses arise. This allows us to provide a quick, efficient and reliable solution which is perfectly tailored to your needs.

We are able to offer highly competitive interest rates and repayment terms which are comfortable to you.

We are fully committed to helping you out of a difficult situation.

We have made the application process simple and quick with the approval coming in hours rather than in days or weeks.


Summary of Services

  • Personal Loans
  • Cash Loans 
  • Online Loans 
  • Short Term Loans 
  • Long Term Loans 
  • Payday Loans


PicotiFin's Instant Loans – Giving you the best micro finance for you.

The use of credit products is a great way for managing your budget, especially when unexpected expenses come up.

The choice of a product and a lender must be made with great care and with focus on factors such as affordability, credibility and usefulness. This PicotiFin instant cash loans review will help you decide whether these products and their provider correspond to your requirements.

PicotiFin is a micro lender with long-term history.

The company, which is based in Alberton, Gauteng, has been serving consumers for over 12 years. It has a solid customer base and enjoys good reputation in the market. The service is transparent and professional. It is focused on giving you the most suitable micro finance for you.

How quickly you can get a PicotiFin cash loans?

The application is made online and this saves you a great amount of time. The lender does run a credit check so you can expect your application to be processed within a few hours or a bit more.

When you sign the loan agreement, you will have the funds in your account within 24 hours.

The service is quite speedy, even though it is not among the fastest which you can find.

The quality of our loans is also worth assessing.

They come in two categories. The payday loans have small amounts up to several thousand rand and are repaid within 30 days or so. They come with interest rate and fees which are comparable to those which other lenders have to charge for these credit products. Since interest is charged daily, all payday loans are naturally more expensive compared to their other counterparts.

The lender offers quick short term loans as well.

You can select from various loans amount depending on your income and credit history. The maximum repayment term is 3 years, but you can choose a shorter period. The interest rates on these loans are competitive, but they always reflect the creditworthiness of the whole applicant.

The conclusion of this review is that the PicotiFin cash loans are flexible and useful credit solutions which are made available fairly quickly.

 Contact Details

1 Fore Street, New Redruth, Alberton, Gauteng, 1448, South Africa
Ph: 011 907 3459
Fx: 086 536 8797

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday Closed –
  • Sunday Closed –