Rating based on 74 reviews


  • Quick loans up to R4,000

In-page navigation

SpotCash homepage
Author SpotCash. Screenshot of SpotCash website.
[Accessed April 5, 2018]

About SpotCash

SpotCash was founded over 20 years ago and has been offering flexible microfinance across the country with passion and dedication ever since. 

This lender is qualified and has the expertise to help you when you need it most.

With their experience and dedication to innovation, their financial experts will assist you in getting a quick cash loan online. 

Tailormade loans by SpotCash

Having an abundance of skill and experience, SpotCash customizes loan solutions to meet your specific needs.

With the economy being the way that it is nowadays, there are a lot of cases when you need a quick cash boost to get you through the month.

For instance, you may need to pay for something that needs your urgent attention and you just don’t have the cash on hand.

SpotCash fully appreciates this, and that’s the reason that they provide simple personal loans to help you stay out of trouble!

SpotCash Services

SpotCash understands difficult times and knows that cash doesn’t just appear when you need it.

They've been assisting South Africans to get that quick cash they need with no hassles for almost two decades.

There are no excuses for not having cash when you need it! SpotCash offers quick cash loans, payday loans, and short-term loans with ease and convenience, ensuring that clients are looked after in the best possible way.

Loan approval within minutes

SpotCash's application procedure is very clear and can be finished in minutes. Their processes are convenient to the point that you can even apply using your cell phone.

The whole process is completed online allowing your credit application to get to the credit department where staff can approve your loan in the fastest turnaround time.

Once you're approved and you're happy with the loan amount and installment agreement, SpotCash will pay your loan into your preferred bank account in no time.

SpotCash – Quick loan

  • Loan Type Quick loans
  • Loan Amount up to R4,000

Benefits of SpotCash

  • Quick cash loan solutions
  • Tailor-made loans to suit your neeeds

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Getting a quick cash loan is effortless when you apply with Spot Cash

At some point in life we all require a quick cash boost to get us through the month, or perhaps to pay for something that needs a larger amount of cash.

SpotCash understands this, and that is the reason that they deliver no-fuss personal loans. Their consultants have more than 20 years of expertise in offering credit, making them supremely qualified to help you when you need it most.

Straightforward loans

Having a wealth of experience, SpotCash takes an individual approach to set up a loan arrangement that meets the criteria of their customer's particular needs.

This lender makes getting cash straightforward, so you can pick the sum you need, and you can make the best choice of when to settle the loan based on your budget.

Quick cash solutions

For over two decades, Spot Cash has been helping South Africans access credit without having to go through long and exhausting application processes.

With experience, SpotCash makes getting a quick online loan of the most effortless solutions when times are tough. 

How does it work?

  • Basic & quick application online
  • It takes just a couple of minutes to process and get approved
  • Cash is deposited into your account promptly after you're approved

Why choose SpotCash?

  • They're safe and provide added value
  • Customized loans
  • Your security is of paramount importance 

At this moment, in time there's no reason for you not to have cash when you require it! SpotCash offers the best quick cash loans, payday loans, and personal loans for when you need some cash fast.

Their application system is clear and can be completed in minutes. The entire procedure is completed online, allowing them to process applications at lightening fast speeds. 

man holding thumbs up

SpotCash is a trusted & reliable provider of quick loans

In our review, SpotCash adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

SpotCash is a registered credit provider in South Africa: NCRCP6510

Customer Reviews & Testimonials

May 2019

SpotCash will never give you a loan without making reference to your budget and affordability.

Paige F
— Fochville —

May 2019

As long as SpotCash gives me affordable loans, they will always be my preferred creditor of choice.

Esther T
— Venda —

June 2019

SpotCash certainly doesn’t take time on loan applications. They will get back to your request on the very same day.

Nick G
— Witbank —

SpotCash Contact

Contact Number


  • not available


  • not available

Physical Address

  • Entrance A / Queenspark Studio, 16-24 Queenspark Avenue, Salt River Cape Town Western Cape 7925 South Africa
  • Get Directions

Postal Address

  • PO Box 1065, Woodstock, Cape Town, 7915, South Africa

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed