About Standard Bank
Standard Bank sets quality standards for the South African banking sector and brings innovative products and services to market.
With 151 years of history, they're a leader in personal and business finance, and corporate and investment banking.
Over the years, they've spread their activity to 17 other African countries and currently have over 1250 branches and over 8500 ATMs all over the continent.
Listed on the Johannesburg & Namibian stock exchanges
At the end of 2012, it had headline earnings of R15 billion and a total capitalization of R191 billion.
Standard Bank has a strategic partnership with banks in Africa and China. It has a BBB rating from Standard & Poors and Fitch.
Standard Bank Services
The Standard Bank personal loan is the best quick cash solution that you can find on the South African credit market.
If you earn more than R3,000pm, you can take out a personal loan which is capped at R300,000. The loan amount you can qualify for will be set after an affordability assessment.
Competitive interest rates
The advantages of Standard Bank's loans include competitive interest rates, a quick loan application and loan approval, fixed minimum monthly repayments, and no penalty fees for early termination plus optional credit life insurance.
Their loans are available to all South Africans who are between 18 and 65 years of age and have formal employment where they earn R3,000 or more before deductions plus a bank account.
The loan can be used for anything from making a major purchase to paying school fees. Loans terms stretch from 12 to 72 months and will be tailored to your needs.
Standard Bank – Quick loan
- Loan Type Quick loans
- Loan Amount up to R300,000
- Repayment 90 days to 60 months
Benefits of Standard Bank
- It's easy to apply online
- Get approved fast
- Quick loans up to R300,000
Quick loan calculator
Standard Bank's quick loans are among the best in the country
There are many times when you need more money than you have at a particular moment.
In such situations, you would want to get a fast and affordable credit product. This will help you deal with any emergency or achieve your goals.
Standard Bank is among the oldest and largest banks in South Africa. Their products are highly competitive while their customer service is dedicated and professional.
You can expect excellent personal treatment and great attention to detail. This bank can be your long-term financial partner.
Loans are available fast
Standard Bank's quick loans are available online. You can complete a loan application in a matter of minutes or simply accept a provisional offer. You will learn the outcome of your application on the same day.
It may take a bit of time for the application documents to be processed, but you should not expect to wait for too long. You'll have access to the granted funds soon after signing the loan agreement.
There are several requirements which you must meet in order to qualify for one of these unsecured personal loans. When you apply for a loan, your credit record will be checked. People who are blacklisted can still apply for a loan.
Borrow between R6 000 and R30 000
There are two types of Standard Bank quick loans to pick from. The Revolving Credit Plan (RCP) enables you to borrow between R6 000 and R30 000. Once you've repaid 15% of the loan in the form of fixed monthly instalments, you'll be able to redraw cash up to a set limit.
This solution is highly flexible and convenient, but you must be extremely financially disciplined in order to be able to repay the loan without getting into more debt.
The Access Loan allows you to borrow cash up to R80 000 for a period of 1 to 5 years. The interest rates are competitive but will be determined based on your individual credit profile. The monthly payments are fixed and this is quite beneficial.
Standard Bank's quick loans are useful, flexible, and affordable.
Standard Bank is a trusted & reliable provider of quick loans
Customer Reviews & Testimonials
Getting a quick loan with Standard Bank is quick and easy
— Benoni —
I applied for a loan with Standard Bank and they were very helpful.
— JHB —
I can't believe how fast the application process was. I got my loan quickly
— Pretoria —
Standard Bank Contact
- 5 Simmonds Street Shelby Johannesburg 2001 South Africa
- Get Directions
Standard Bank Universal Branch Code
- PO Box 7725, Johannesburg, 2000, South Africa
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 16:30
- Friday 09:00 – 16:30
- Saturday Closed –
- Sunday Closed –